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If you would rather use vinegar to clean the stone fireplace instead of dish soap, this mixture should work fine. Vinegar is slightly acidic, however, so it may etch some kinds of stone without quite a bit of diluting. For a stone fireplace, dilute it to about one cup of vinegar for every gallon of hot water. It’s a smart idea to test the diluted mixture in an inconspicuous area of the fireplace and watch for etching. You can use vinegar to clean quite a few different items around your home, and it’s especially good at removing stains.

Having a pellet stove can indeed raise your insurance rates since they're a relatively common cause of fires in the home. However, rate increases vary by insurance provider so you should reach out to yours to determine exactly how much your rates might increase with a new pellet stove install.

You can, but you shouldn’t. While you can still start a fire in your fireplace, the smoke and other fumes won’t have a proper way to escape if the flue is cracked. By continuing to operate your fireplace, wood stove, or furnace, you are putting your home at risk of absorbing toxic byproducts of the fire source.

You can close up a chimney instead of demolishing it. Homeowners often go this route because the cost of removing a chimney, especially a structurally important chimney, can be expensive.

Properly closing up a chimney involves closing and sealing the damper, installing a chimney cap damper, and sealing the fireplace opening with a door or bricks. The cost to seal and cap a chimney is around $500 to $650—significantly less than the average chimney removal cost.