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Regular fireplace servicing is vital for safety and efficiency. You must inspect and clean wood-burning fireplaces annually to remove creosote buildup and address potential issues. Gas fireplaces benefit from annual inspections to ensure proper functioning and safety. More frequent servicing may be necessary if you use your fireplace extensively or live in an area with harsh winters. Always consult a local professional to establish a suitable servicing schedule for your fireplace.

Homeowners insurance may cover chimney leaks, repairs, or replacement, but coverage depends on the cause of the damage. If the chimney is damaged by a sudden, covered peril like a lightning strike, storm, hail, fallen tree, or an unexpected fire, your policy is likely to cover the costs. However, insurance generally does not cover damage resulting from normal wear and tear, old age, or a lack of proper maintenance, such as failing to perform regular cleanings and inspections. If a fire or other damage is caused by a known issue you didn't address, the claim may be denied. Additionally, some policies may have specific exclusions for events like high winds or earthquakes.

A chimney liner is held in place by a top plate and attached top clamp, both of which should be included in most chimney liner kits. The top plate seals to the top of the chimney flue and attaches directly to the liner. This not only holds the liner in place but supports its weight in the chimney.

A properly constructed and maintained chimney crown can last 50 to 75 years. However, its lifespan can be significantly shorter—20 years or less—if it was poorly constructed, improperly installed, or damaged. Factors like using the wrong materials or failing to prepare the brick around the flue can lead to moisture buildup and premature breakdown, potentially resulting in a more costly rebuild.