How can you finance new construction?

• <div>Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:<ul><li>Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.</li><li>Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.</li><li>Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.</li><li>Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.</li><li>Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.</li></ul>It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.</div>

What’s the difference between a modular home and a prefab home?

• <div>Modular homes are a type of prefab home. Specifically, manufacturers first build modular homes in sections and then deliver them to the job site. The modules, or sections, are usually at least 70% finished before they arrive on your property.In comparison, prefab homes arrive in panels or segments, and workers assemble them on-site. Generally speaking, modular homes tend to be more durable, and their consistent construction standards may mean you’ll have an easier time getting conventional home loans.</div>

Are there any jobs a handyperson can’t complete?

• <div>Handypeople usually don’t hold trade licenses, so they typically aren’t qualified to tackle projects involving installing or making alterations to plumbing or electrical lines. Below are some jobs that a handyperson usually won’t be able to complete:<ul><li>Installing plumbing for a new kitchen or bathroom</li><li>Replacing plumbing pipes</li><li>Installing or repairing septic systems</li><li>Running new electrical wiring</li><li>Installing a subpanel</li></ul></div>

Can an ADU be bigger than your house?

• <div>Local regulations dictate how big an ADU can be, and there may also be restrictions on the percentage of the main residence’s square footage an ADU can have. In most cases, an ADU must be smaller than the main residence, but check with your local building authority to confirm restrictions on ADU size.</div>

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Q: Do architects build houses?

• <div>Typically, architects do not build homes in a hands-on sense of doing the actual framing, roofing, or other building. Architects usually do not have the training and experience to build the homes they design. An architect would need to know how to do the specific trades required to build a house, which is possible but not a common practice. A <a href="https://www.angi.com/articles/tips-hire-a-general-contractor.htm">general contractor</a> or homebuilder typically oversees the actual details of building the house that the architect designs.</div>

Q: Are there any jobs a handyperson can’t complete?

• <div>Handypeople usually don&rsquo;t hold trade licenses, so they typically aren&rsquo;t qualified to tackle projects involving installing or making alterations to plumbing or electrical lines. Below are some jobs that a handyperson usually won&rsquo;t be able to complete:<ul><li>Installing plumbing for a new kitchen or bathroom</li><li>Replacing plumbing pipes</li><li>Installing or repairing septic systems</li><li>Running new electrical wiring</li><li>Installing a subpanel</li></ul></div>

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Verified Reviews for Home Building pros in Marshall, MN

*The Angi rating for Home Building companies in Marshall, MN is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Building needs.

*The HomeAdvisor rating for Home Building companies in Marshall, MN is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Building needs.

Last update on July 15, 2026

Reviewed in July 2026
Erdmann Construction replaced our vinyl siding after it was damaged in a hail storm. Matt did a wonderful job of installing the siding in a timely fashion and the completed project looks amazing and professionally done. We would highly recommend Erdmann Construction for any future construction...
Erdmann Construction LLC
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Reviewed in November 2024
I just recently had a duct cleaning done by a reputable company after moving into another home. The time and manner in which they performed the service was well beyond what I had experienced with Top Dog. So, that is why this complaint is being filed after more than 1 yr. Top Dog advertised (and...
Top Dog Cleaning Crew
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Reviewed in May 2022
They have done a great job of a variety of job of home repair.
Norse Force LLC
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Reviewed in April 2020
Deanna was polite, timely, and a pure joy to have in my home while she painted. She took the time to speak with my children and always had a smile. She was very thorough and did an excellent job on the painting.
D's Painting
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Reviewed in September 2018
I have commercial properties that they handled the bathroom remodels. At my home they installed a 2500ftsq of hardwood and then tile on top of that. They are hard working and I am a stickler on time lines and they did exactly what they said they would in the time frame agreed upon.
C & C Custom Interiors, LLC
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Reviewed in April 2015
Rob Dunham, Owner of All-Star Basements, that performed work in my home specified under a design draw-up and pricing estimate from his previous employer, American Waterworks sump-pump company, as if they were executing the project. He never disclosed he was no longer with American Waterworks and...
All-Star Basements
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Reviewed in July 2014
The whole experience with Distinctive Stone went seamlessly! First, I needed to choose a stone. The office manager reviewed many, many options at their varying prices. It was a long process, and she was helpful, kind, and patient while I reviewed my options. I wanted a light...
DISTINCTIVE STONE INTERIORS
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Reviewed in June 2013
I called he got back to me and he wanted to come out when he was coming this way next, I thought as long as I was paying for the service anyway he should have come when it was convenient for me as I work, but Nope he had to come when he felt like it and he ordered the control panel first and...
Russ's Appliance Repair
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Find Home builders in Marshall

Sentri Homes

2.9(

)

Find a Custom Home Builder

Serving Marshall, MN and surrounding areas

Approved

In business since 2023

Free estimates

Emergency services offered

"All the work was on time and to satisfaction! The crew was kind and professional! I would definitely use this company again for all my home improvements!"

23 neighbors recently requested a quote

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Ascended Constructions

New to Angi

Find a Custom Home Builder

Serving Marshall, MN and surrounding areas

Approved (Corporate)

In business since 2023

Offers commercial services

Were a family owned and operated company that values honesty and integrity, and stands behind our work. We offer over 40 years of industry experience. We specialize in Asphalt Shingle Roofing installation, replacement, and repairs. Our services are customized to the individual project, paying close attention to the details of each project that we're involved with. We look forward to building long-term relationships with our clients and guarantee your satisfaction!

1 neighbors recently requested a quote

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Garden Structures & More

4.6(

)

Shelter or Outbuilding - Build

Serving Marshall, MN and surrounding areas

In business since 1998

Free estimates

Emergency services offered

"Hal is a bit of a character and drives an old truck, but he is very pleasant and takes great pride in his workmanship. One of the few times in our history of several home projects where a project has exceeded our expectations."

+10

Recommended by95%of homeowners

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American Home Shield – Home Warranty

3.5(

5,688

)

Find a Custom Home BuilderFind a Modular Home Builder

Serving Marshall, MN and surrounding areas

In business since 1971

Credit card accepted

"The technician did an excellent job. It did take a while to get the repair finished, but that was due to Bertazzoni delivering the parts. I have had multiple problems with this particular appliance. My range now works better than it did when new, but I have a feeling that even if I have continuing problems with it, American Home Shield will just repair rather than replace due to the cost of the range. By the way, I'm not exactly sure of the date of the repair."

Recommended by65%of homeowners

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Home Inspections by Bryan

5.0(

)

Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Marshall, MN and surrounding areas

In business since 2004

"The house turned out great! We’re very happy with our new home."

Recommended by100%of homeowners

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Burmeister Construction

New to Angi

Find a Custom Home BuilderShelter or Outbuilding - Build

Serving Marshall, MN and surrounding areas

In business since 1993

Burmeister Construction is Minnesota's premier construction company, with over 10 years experience we specialize in a wide range of services. We provide all of our customers with reasonable pricing, quality workmanship and professional service. For all of your home improvement needs Burmeister Construction is above and beyond the rest.

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J-Allen Building and Remodeling, LLC

New to Angi

Shelter or Outbuilding - Build

Serving Marshall, MN and surrounding areas

In business since 2001

Free estimates

Credit card accepted

12 years experience allows J-Allen Building and Remodeling to apply top quality construction expertise to home projects. Our pride is listening to our clients to ensure their dreams become reality.

Find a Custom Home Builder

Serving Marshall, MN and surrounding areas

In business since 2012

Free estimates

Credit card accepted

Ernz Painting is dedicated to providing our customers with the best quality and craftsmanship. We are here to build relationships with our customers and communities. No job is too big or too small! We look forward to working with you!

Response time30 mins

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Home Building questions, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.
Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.
Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.
Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.
Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Modular homes are a type of prefab home. Specifically, manufacturers first build modular homes in sections and then deliver them to the job site. The modules, or sections, are usually at least 70% finished before they arrive on your property.

In comparison, prefab homes arrive in panels or segments, and workers assemble them on-site. Generally speaking, modular homes tend to be more durable, and their consistent construction standards may mean you’ll have an easier time getting conventional home loans.

Typically, architects do not build homes in a hands-on sense of doing the actual framing, roofing, or other building. Architects usually do not have the training and experience to build the homes they design. An architect would need to know how to do the specific trades required to build a house, which is possible but not a common practice. A general contractor or homebuilder typically oversees the actual details of building the house that the architect designs.

Handypeople usually don’t hold trade licenses, so they typically aren’t qualified to tackle projects involving installing or making alterations to plumbing or electrical lines. Below are some jobs that a handyperson usually won’t be able to complete:

Installing plumbing for a new kitchen or bathroom
Replacing plumbing pipes
Installing or repairing septic systems
Running new electrical wiring
Installing a subpanel

Local regulations dictate how big an ADU can be, and there may also be restrictions on the percentage of the main residence’s square footage an ADU can have. In most cases, an ADU must be smaller than the main residence, but check with your local building authority to confirm restrictions on ADU size.

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