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Fireplace inserts have several potential disadvantages. The cost of the insert and its installation can be a significant investment, as the process can be complicated and expensive, particularly if modifications to the existing fireplace are necessary. Aesthetically, some people find that inserts lack the traditional look and authentic ambiance of an open, crackling fire. There are also ongoing costs for maintenance, cleaning, and fuel. Fuel type can be a limitation; for example, an insert may be unusable if you don't have access to its specific fuel source. Maintenance and repairs can also require specialized services, especially for gas or electric models. Finally, while an insert is more efficient than an open fireplace, it may not heat a home as evenly as a central HVAC system.

One disadvantage of a wood furnace is that you need a constant supply of wood to run it. Even if you have a good amount of wood on your property (or have another way to get affordable wood), you’ll still need to chop it, store it, and re-fuel your furnace with it to keep your house heated. 

For many people, the primary disadvantage of a gas fireplace insert is that it doesn’t look or smell like a classic wood-burning fire. Additionally, the labor costs of installing a gas insert are higher than some other types of fireplace inserts, including electric and pellet inserts. There are also limitations on where you can install ventless gas fireplaces because they’re banned in certain places (including California).

Once your ashes have fully cooled, you can place them in a heavy-duty trash bag and put them into the bin with your normal trash. If you have wood ash, you can add the ash to your composting pile or sprinkle it over your grass or plants directly for added nutrients.