Get matched with top fireplace pros in Nevis, MN

Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

Although no heating appliance can be entirely risk-free, a fireplace insert is considered a safer alternative to a traditional open fireplace, thanks to their enclosed design. With a sealed combustion chamber, a fireplace insert effectively reduces the risk of sparks and embers escaping into the room, minimizing the chance of an accidental fire.

Additionally, an insert comes equipped with various safety features, such as tempered glass doors that create a barrier between the flames and the surrounding space. This enhances both safety and energy efficiency by preventing heat loss. As an added bonus, many inserts are designed to meet strict safety standards that ensure proper ventilation and combustion.

While hardwoods are the best woods to burn, a few types of woods should be avoided when burning. Wood that has not had time to season, or “green wood,” should be avoided. The extra water in the wood makes it smoke horribly, which is not a quality you want. Additionally, it’s best to avoid any wood that is manufactured or has been treated, including coated or sealed wood, painted wood, or pressure-treated wood. These woods have chemicals that will be released into your air when burned and can cause health problems.

To burn garden waste, you can use a dug-out burn pit lined with stone or brick, a burn barrel, or a garden incinerator. If using a burn barrel, make sure it's made entirely of metal and properly equipped with screened vents and a metal top screen. Garden incinerators are designed for waste burning and should be operated according to the manufacturer's instructions.