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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Prime mosquito season varies depending on your location. It’s longer in the sweltering southern states and shorter in the cooler, drier northern regions. In places like Florida, it can run from February to November, but in the Pacific Northwest, mosquitoes appear in April and can hang around until the end of October. While the hottest summer months are when they are at peak population, mosquito seasons are extending in many regions because of the increase in annual temperatures.

Most treatments take 3-8 hours, with follow-up visits recommended within two weeks to ensure complete elimination.

Pantry bugs are rarely able to get into sealed packages, but they may try. If you find pests on or around a sealed food item, check inside to make sure the food is still clean. Not sure whether a package is contaminated? Spread the contents onto a cookie sheet and use a flashlight to look for pests.