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Steer clear of the area and contact your utility company immediately. It will have a website portal and/or a phone number to report downed trees and electrical issues. If the tree appears to be on public land, you may want to call your local government and report the issue there, too.

Unfortunately, palm tree stumps are one of the most difficult types to remove due to how their roots grow. Unlike other trees, palm tree roots grow horizontally and vertically. Palm tree roots grow as deep as three feet into the ground, although soil and growing conditions could mean they go as far as 50 inches into the earth. 

If you want to be able to repurpose the grass in the area where you removed a stump later, you’ll have to dig quite deep—and perhaps wide—to trim away all the roots.

It is possible to cut down a tree on your property yourself, but it is generally not recommended unless specific conditions are met. You should only consider this project if the tree is small (e.g., under 4-5 inches in diameter and short enough that you don't need a ladder to reach the branches), and you are experienced in handling a chainsaw. The tree must also be located far from any power lines, fences, homes, or other structures. Even for small trees, the work can be dangerous, and it's always advisable to have a spotter to ensure the tree falls correctly and no branches fall on you.

For any tree that is large, requires a ladder to access, or is near electrical lines or structures, you should always hire a professional. Attempting to remove a large tree yourself is extremely dangerous, poses a risk of serious injury, and could result in significant damage to your property.

Before any tree removal, it's also important to check your local and state regulations to ensure the tree is not historic or otherwise protected by your city.

In the case that a tree is growing directly on your property line, the cost of maintaining the tree is shared and is the property of both owners in common. In this case, all decisions regarding the maintenance of the tree must be made jointly, and both parties must agree on a course of action. You will need to agree with your neighbor about the cutting of any roots before you carry it out, and your neighbor must also consult with you before doing any trimming. Coming to an agreement with your neighbor about any shared trees ahead of necessary trimming and maintenance will make this process much simpler.