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While the trees in your backyard are good for the environment and look beautiful, they could present a danger to your home under the wrong circumstances. This task is typically beyond the capabilities of the average homeowner due to its dangerous nature, so it’s best to leave this task to a professional. In some cities, it’s even illegal to remove a tree yourself.

It’s not always easy to tell when a tree is dying, although signs like dropping branches and brittle bark can sometimes offer clues. It can also be difficult to know whether a tree is dead or dormant, especially if it’s a deciduous tree. You’ll want to wait until a growth season to get a good idea of a tree’s health. When in doubt, contact an arborist for a consultation.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

It can be bad to leave a dead stump in the ground. A stump becomes a hefty piece of dead wood in time and eventually (especially with the help of rain) starts to rot. That makes it a locus point for diseases and pesky insects, as well as a bit of an eyesore. It’s best to remove a tree stump completely before it starts to decay, especially before it starts to fall apart. If the tree was removed because of disease, it’s even more important to fully remove the stump if possible.