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The best plan of action for an unhealthy or unsafe tree will depend on its condition. An arborist can recommend whether trimming or removal is the right call for your tree. Preventive tree trimming can keep trees safe and healthy, so make regular tree trimming a part of your yard maintenance plan.

Rock salt or Epsom salt can damage and kill tree roots over several weeks and can even assist in removing the tree's stump. However, you need to drill holes or cut into the stump and surface tree roots to inject them properly with the salt. Repeat the process every two weeks until the roots visibly rot away.

Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

It is possible to cut down a tree on your property yourself, but it is generally not recommended unless specific conditions are met. You should only consider this project if the tree is small (e.g., under 4-5 inches in diameter and short enough that you don't need a ladder to reach the branches), and you are experienced in handling a chainsaw. The tree must also be located far from any power lines, fences, homes, or other structures. Even for small trees, the work can be dangerous, and it's always advisable to have a spotter to ensure the tree falls correctly and no branches fall on you.

For any tree that is large, requires a ladder to access, or is near electrical lines or structures, you should always hire a professional. Attempting to remove a large tree yourself is extremely dangerous, poses a risk of serious injury, and could result in significant damage to your property.

Before any tree removal, it's also important to check your local and state regulations to ensure the tree is not historic or otherwise protected by your city.