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It is possible to cut down a tree on your property yourself, but it is generally not recommended unless specific conditions are met. You should only consider this project if the tree is small (e.g., under 4-5 inches in diameter and short enough that you don't need a ladder to reach the branches), and you are experienced in handling a chainsaw. The tree must also be located far from any power lines, fences, homes, or other structures. Even for small trees, the work can be dangerous, and it's always advisable to have a spotter to ensure the tree falls correctly and no branches fall on you.

For any tree that is large, requires a ladder to access, or is near electrical lines or structures, you should always hire a professional. Attempting to remove a large tree yourself is extremely dangerous, poses a risk of serious injury, and could result in significant damage to your property.

Before any tree removal, it's also important to check your local and state regulations to ensure the tree is not historic or otherwise protected by your city.

Yes, it is essential to confirm that any tree service company you hire is properly insured before they begin work. Tree removal, trimming, and pruning are dangerous jobs, and proper insurance protects you, your home, and the company from liability in case of accidents or damage. Look for a company that carries both general liability and workers’ compensation insurance, and do not hire one that cannot provide proof of coverage. When browsing for professionals, you can look for indicators like an “Angi Approved” badge, which signifies that the business meets standards like holding applicable licenses and passing a background check. Keep in mind that a license is a legal requirement to operate, while certifications are typically voluntary.

Aside from removing dead or diseased branches, you should prune your trees somewhere between every one and three years. Some people—particularly commercial farmers—prune their apple trees yearly to produce higher yields. This is the best way to promote tree health. That said, the average homeowner can get away with hard-pruning their mature apple tree every other year or every three years. 

Palm trees will not regrow from a stump once the tree has been cut down. This type of tree is unique because the root and stump system will slowly decay after the tree is gone, unlike other species that can regrow. That’s why it’s preferable to remove dead or decaying palm tree stumps quickly as they can become an eyesore and don’t offer future growing potential.