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It takes anywhere from three to seven years for a stump to decompose on its own. This timeframe can depend on the kind of tree and your climate. The lower to the ground the stump is, the faster it rots. If you kill a tree stump with salt, boiling water, herbicide, light deprivation, or burning, the tree stump decomposes faster. 

In most cases, you should not use a pruning seal on trees after trimming. Applying a sealant can interfere with the tree's natural healing process, and it does not guarantee protection from pathogens. Instead of sealing the cut, the best practice is to support the tree's natural recovery by providing it with plenty of water and a dormant-style fertilizer. However, there are exceptions. Pruning seals may be recommended for very vulnerable species, like elm trees, in areas where dangerous diseases such as Dutch elm disease are prevalent. In these specific situations, the protection offered by a sealant can outweigh its downsides. For advice tailored to your situation, especially after cutting large branches, it is best to consult a local tree trimming professional.

Tree removal costs typically don’t include stump removal, as that technically falls into a different service. The company you hire may offer the service for an additional fee; ask them if they offer it to ensure you get the best tree stump removal costs possible.

A general rule is that trees need 10 gallons of water for each inch of the tree’s diameter. For large trees, that can amount to approximately 160 gallons of water or more. Watering big trees to this extent can take quite a bit of time using a hose. For this reason, you may consider installing a soaker hose or sprinkler system to make the job easier.