Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn’t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it’s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

How do you test for foundation problems?

• <div><p>You can use a level or straight-edge to test for plumb foundation walls and a level slab, a level or a ball to check for sloping floors inside your home, and a hygrometer to look for moisture in your underhome area. Aside from these DIY tests, it’s important to get a foundation repair specialist or structural engineer to test the foundation to see if it’s supporting your structure properly. They can determine if the loads on the concrete are uneven or need reinforcement.</p></div>

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Q: Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn&rsquo;t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it&rsquo;s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

Q: Does homeowners insurance cover a busted pipe in the foundation?

• <div><p>In most cases, yes, homeowners insurance will cover burst pipes, even if they run through your foundation. Not only that, but most home insurance companies will also cover any foundation repair you need done that resulted from the plumbing leak because your insurer will view the leak as an unforeseen and non-preventable issue.</p></div>

Q: Can horizontal foundation cracks be fixed?

• <div><p>Barring extreme home foundation problems, most horizontal foundation cracks are fixable using one or more methods. Most of the repair methods require professional expertise to accomplish, and include plate anchors, steel reinforcement, soil anchors, reconstruction, or carbon fiber strip applications. Contacting a professional to diagnose the problem early can minimize repair expenses. </p></div>

Q: Is it normal to have cracks in your basement floor?

• <div><p>Yes, all basement floors crack in response to the natural settlement of the soil around them and from concrete shrinkage as it cures, and you&rsquo;ll see hairline cracks as a result. However, you should keep an eye on your basement floor to see if cracks continue to lengthen or widen or show signs of water intrusion. In any of these cases, the problem is likely not settling or shrinkage, and a professional repair is necessary.</p></div>

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Verified Reviews for Foundation Repair pros in Freedom, ME

*The Angi rating for Foundation Repair companies in Freedom, ME is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Foundation Repair needs.

*The HomeAdvisor rating for Foundation Repair companies in Freedom, ME is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Foundation Repair needs.

Last update on December 01, 2025

Reviewed in November 2024
Very friendly and professional! Showed up for a quote the day I contacted them and were here a week later to do the repairs!
Leak Seekers
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Reviewed in November 2022
Horrible, absolutely horrible. DO NOT use this company. Company charges $289 to come out and look at your hot tub with the claim that the $289 will be applied to the total repair cost. Once they finally came to my house in mid July to look at the tub, the tech identified the issue right where...
Clear Water Spa Co. LLC
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Reviewed in October 2021
Jason responded immediately to my request for new well tank. He even offered to come immediately. He had great communication and was very honest with pricing. He also explained the availability of tanks and time involved to repair. He did exactly what he said and cleaned the site when done. ...
Performance Pump and Well Services, LLC
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Reviewed in May 2018
Very professional repair job, higher than expected cost though. Technician was very professional, and kept me informed and involved throughout the repair process. Left the area very clean.
Heritage Home Service
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Reviewed in November 2016
He started with a price of $380 which was a bit high and then he said he found another problem after he started. Now it is $500 dollar repair on an $800 six yr old fridge. I could have spent another $400 and had a new one. Will not use him again.
Demitrus Appliance
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Reviewed in August 2015
it was done in short time speed is never a issue there . however we have used them over last 5 years on 3 cars for all repairs first few years they were ok but last few they got very expensive we had a injector issue with one bad wire going to 1 injector that ended up costing us over 700.00 ...
PROFESSIONAL AUTOMOTIVE SERVICES, INC
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Reviewed in January 2014
He did not fix the car"s problem, and then told me to arrange towing and service somewhere else because he had "done all he could". The Dealership it was towed to then had to repair the damage caused by his mistake.
Jordan'S Garage
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Reviewed in September 2013
Gaudreau's is the best place near Bethel to go for your Jeep repairs. they know just about everything one can know about Jeeps. Their work is first class.
GAUDREAU'S REPAIRS
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Reviewed in April 2011
we called the maker they refered us to upstate and i called them we had a repair man here in under 24 hrs he was very paient since the machine was not causing the errors at that time he waited and tested it untill he found the problems . he replaced a door lock as the manufacturer suggested...
Upstate Appliance Inc
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Foundation, Basement or Crawlspace Waterproofing / Encapsulation

Concrete Foundation Repair

Concrete Flatwork Repair & Resurface

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Find Foundation repair specialists in Freedom

River View Construction Co.

River View Construction Co.

Bradford Home Services

Bradford Home Services

Master Quality Construction

Master Quality Construction

Jim Brann General Contractor

Jim Brann General Contractor

Orey Clark

Orey Clark

Presby Masonry & Roofing

Presby Masonry & Roofing

NORTHEAST POLY INSULATION

NORTHEAST POLY INSULATION

G DRAKE MASONRY

G DRAKE MASONRY

LORRAINE CONSTRUCTION

LORRAINE CONSTRUCTION

CND MASONRY INC

CND MASONRY INC

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