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You should inspect and clean your French drain at least once per year to keep it in good working order. Regular maintenance can help identify clogs, buildup, and damage before they become bigger problems, which increases the lifespan of your drain. The frequency with which a drain clogs can depend on factors like the amount of debris, the quality of the installation, and the type of filter used. If your drain accumulates a lot of sediment, it may require more frequent cleaning. It's also a good practice to check the access and exit points after heavy storms. If you notice reduced drainage or any signs of a clog, clean the drain as soon as possible.

In the majority of cases, homeowners insurance will not cover a main sewer line root clog. The reason is that most insurance companies consider tree root damage to sewer lines as common wear and tear, which is also preventable. However, you may be able to buy optional add-on coverage, such as "service line coverage" or "sewer line endorsements," that would protect against root damage to your sewer line.

The cost to unclog a drain varies based on the location and severity of the clog. For simple clogs within your home, such as in a sink, toilet, or shower, hiring a plumber typically costs between $110 and $350, with an average of around $200. Snaking a toilet or sink usually costs between $110 and $275, while a bathtub or shower clog costs about $225.

For a more serious clog in the main sewer line, the cost is higher. Clearing a main line clog generally costs between $200 and $600, with an average of about $380. However, prices can range from as low as $100 for snaking a minor clog to over $1,600, particularly if advanced methods like video inspection and hydrojetting are needed for a large or hard-to-reach blockage. Some severe main line clogs can cost upwards of $1,000 to clear depending on factors like the cause of the clog, its distance from an accessible cleanout, and whether the pipe is located beneath an occupied space (e.g., in an apartment building). You may be able to save money on minor clogs by using a drain snake or bladder yourself.

Your clothes—and your washing machine—will send you a few signals if you’re overdue for cleaning your washing machine filter. If you notice a buildup of detergent residue on your clothes, your clothes don’t dry quickly or at all, or you’re noticing lint in the machine, it’s time to clean the filter.