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Fire Pit Installation questions, answered by experts

Homeowners insurance can be voided in several scenarios. That can include making too many claims in a short period of time, leaving a home vacant for an extended period of time, renting out a home or room illegally, using a home as a business illegally, and any kind of criminal activity connected to the home.

Absolutely! Smoke alarms are lifesavers. According to the National Fire Protection Association (NFPA), per 1,000 reported home fires, homes without working smoke alarms have a death rate nearly twice as high as those that do have working alarms. So remember to ensure you have enough installed in your home and that they are working and in good shape.

Fire sprinkler systems give your home’s value a boost. Potential home buyers are looking for a safe place to settle, and a well-maintained sprinkler system can provide peace of mind. Plus, some homeowners insurance policies offer discounted rates for homes with this type of built-in system, thanks to the decreased risk of fire.

In addition to flashing, a roof cricket can help divert water around your chimney so that it drains properly off your roof. It’s shaped like a double triangle and is installed behind the chimney so that falling water spills evenly down each side. This helps prevent water from accumulating behind your chimney, which can increase water damage and the risk of leaks. 

The International Building Code (IBC) requires cricket installation if a chimney built after 2012 measures over 30 inches in width. Chimneys constructed before that date are typically grandfathered in and aren’t required to have crickets installed.

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

The Wrentham, MA homeowners’ guide to fire pit installation services

From average costs to expert advice, get all the answers you need to get your job done.