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Last update on December 04, 2025

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Chimney Repair questions, answered by experts

Zinc roofs can last over 100 years under ideal conditions. While metal roofs last a long time, only copper roofing is comparable to zinc's longevity. Zinc roofing develops a patina over time, turning from dark shades to lighter ones. The material, or at least the patina coating, is somewhat self-healing by filling in small gaps and scratches on its own.  

Installing a metal roof will rarely affect your homeowner’s insurance policy in a negative way, and you might even get a discount on your premium for installing one, depending on your area. Metal roofs can reduce the risk of structural damage from heavy snow, and they stand up better to strong winds and impact, so homeowners in areas that see excessive snowfall or extreme weather may see savings on insurance premiums after installing a metal roof.

Yes, most standard policies include storm damage repairs. Your policy may cover some or all of the repairs. The first thing to do after a storm is contact your home insurance agent. If you get any work done before the adjuster arrives, such as covering holes in your roof or windows, keep those receipts for reimbursement.

The placement of snow guards depends on the individual roof, but typically snow guards are placed between 12 and 18 inches from the eaves, though they can be placed as close as six inches and as far as 24 inches from the eaves. A roofing professional can assess the roof and potential snow loads to determine the best placement.

On average, a roof lasts 30 years—depending on the material. Metal roofs can last up to 70 years, while zinc, specifically, can last well over 100 years. These roofs can reach their intended life span with maintenance that includes seasonal gutter cleaning, pruning nearby trees to avoid damage, and routine inspections every year.

The Wisner, LA homeowners’ guide to chimney repairs

From average costs to expert advice, get all the answers you need to get your job done.

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