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On average, a roof lasts 30 years—depending on the material. Metal roofs can last up to 70 years, while zinc, specifically, can last well over 100 years. These roofs can reach their intended life span with maintenance that includes seasonal gutter cleaning, pruning nearby trees to avoid damage, and routine inspections every year.

There are pros and cons to metal roofs. Some of the benefits of a metal roof include a long lifespan, multiple style options available, and improved energy efficiency in your home. The biggest drawbacks of metal roofing are the higher price tag and the noise. When rain falls on a metal roof, it tends to be louder compared to other roofing materials.

A metal roof will last for an average of around 50 years—usually between 40 and 75 years—which is about double the lifespan of an asphalt roof—between 15 and 30 years or 25 years on average. Installing a metal roof is usually more expensive than an asphalt roof, with an average cost of $11,400 compared to the $9,200 for an asphalt roof. However, given that a metal roof costs about 20% more and lasts twice as long, it’s typically well worth the investment and should save you money in the long run.

Yes, most standard policies include storm damage repairs. Your policy may cover some or all of the repairs. The first thing to do after a storm is contact your home insurance agent. If you get any work done before the adjuster arrives, such as covering holes in your roof or windows, keep those receipts for reimbursement.