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Yes, it’s possible to have bed bugs and not find them because they hide in small spaces outside of mattresses, including baseboards, headboards, electrical outlets, clothing, and in crevices of walls. They can squeeze into spaces as small as the width of a credit card. Bed bugs can also live up to 400 days without feeding, making them resilient and hard to eradicate.

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Groundhogs are non-aggressive animals that are afraid of humans. They forage for vegetation in yards and gardens, so they can often be seen as a nuisance if you spot one on your property. That said, if you happen to get bitten or scratched by a fearful groundhog, be sure to get checked by a doctor, as they could carry infections or diseases like rabies, Lyme, or the rare tularemia.

Attempting to kill a black widow spider can pose a significant health risk. When these arachnids feel threatened, they are more likely to attack, increasing your chances of getting bit. It's better to trap the spider and release it from a location far away from your residence.