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A tree growing close to a house can pose several risks, but removal isn't always the only or best solution. Potential problems include roots growing into the foundation and causing structural cracks, branches damaging the roof or promoting moss growth, and debris clogging gutters, which can lead to water damage. Trees can also provide access for pests and encourage mold. However, a small, healthy tree may not be a problem, and for larger, established trees, strategic trimming can be a cheaper and more beneficial alternative to removal. It is generally recommended to take action for trees within 10 to 20 feet of your home, especially if they are unhealthy or encroaching. Your best bet is to consult a professional arborist who can assess the specific situation and provide expert advice.

You will know that an oak tree needs to be removed when you see vertical cracks or dead branch stubs, which indicate internal decay. Other signs include trunk rot near the base of the tree and sprouts or small branches coming from the trunk.

It is possible to burn out a tree stump if it is dried out and in an area of your property with a large buffer. Drill holes in the stump and dig around the base so it burns more easily. Then, build a small campfire on top using kindling and firewood. You’ll need enough to keep the fire going for many hours to completely burn out the stump, especially if it’s large. 

Monitor the fire closely to ensure it doesn’t spread, and have a hose on hand if it starts to get out of control. When the fire is out, break apart the burned stump and dig out what’s left of it.  

If this sounds like a good option, learn more about how to burn a tree stump before attempting it, as it does come with risks.

Generally, homeowners do not need permission to cut down a tree on their own private property, but there are several exceptions where a permit may be required. You might need a permit if the tree is particularly large, old, or a protected species, such as a heritage tree. Trees located near public property or power lines can also be subject to special rules. Additionally, many local governments and homeowners associations (HOAs) have regulations controlling which trees can be removed to manage an area's appearance or prevent the spread of invasive species. To avoid hefty fines, it is crucial to check with your local government and HOA to determine if a permit is needed before you begin.