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No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.

You don’t need heavy-duty chemicals to get rid of a bobcat. In fact, one of the most simple and effective methods of preventing bobcats from entering your property is by keeping your yard clear of overgrowth by trimming bushes and trees regularly. This eliminates potential hiding spots for a bobcat and makes them easier to spot in general.

The cost to hire a pest control specialist varies depending on the type of infestation. For example, the cost to exterminate spiders averages from $100 to $300. Other pest control costs include:

• Ants: $100–$500

• Bed bugs: $350–$5,000

• Cockroaches: $100–$600

• Fleas: $150–$400

• Rodents: $180–$600

• Wasps: $100–$1,300

• Mosquitos: $70–$500

• Bats: $230–$700

• Beehives: $75–$1,500

• Termites: $230–$2,500

• Snakes: $130–$600

• Armadillos: $50–$500

Moles live underground and feed on insects. They dig and move through tunnels, usually in meadows or forests but sometimes in lawns and gardens. They are about 6 inches long with large claws, tiny eyes, and hidden ears. 

Shrews do not dig their own tunnels but will use other animals’ tunnels, and are about 3 to 4 inches long. They look similar to mice and feed on insects.

Voles are similar in size to moles but have large eyes and small but visible ears. Rather than eating insects, voles are herbivores that prefer seeds, grasses, and plant roots.