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A standard homeowners insurance policy will often cover raccoon damage in an attic, on a roof, or in other areas of a home’s structure. If you have raccoons removed and discover structural damage, file a claim. However, homeowners insurance typically won’t cover the repair or replacement of personal items that you may have stored in an attic.

No, skunks are not considered aggressive and are typically very gentle, mild-mannered creatures. However, when they’re provoked, they do emit their potent spray as a defense mechanism. Skunks are also useful creatures to have near your property since they eat insects and will likely leave you and your pets alone unless they’re startled.

The type and amount of damage pests can cause to your home depends on the type of pest. Some pests, like rodents, often chew through wiring and can cause extensive damage to electrical systems, HVAC systems, walls, and insulation. Additionally, the pest’s waste presents a potential health hazard if it contaminates food or water. Other pests, such as termites, chew through floors, walls, and furniture, causing thousands of dollars in damage and making for costly repairs.

Finding mouse droppings without seeing any mice is a common sign of an infestation because mice are nocturnal and skilled at hiding from humans. Droppings are often the first and most visible evidence of their presence. The location, quantity, and freshness of the droppings can help you determine where the mice are most active and how severe the infestation might be. Since mice are active at night and often travel through hidden pathways like inside walls, you may not see them directly. It's important to look for other signs of an infestation, such as gnaw marks, scratching sounds, or greasy trails along walls. If you find droppings, consider setting traps or contacting a professional exterminator to address the issue.