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Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

The necessary frequency of mold cleaning in your home will depend on several factors, including the climate, the presence of moisture sources, and the type of siding. It's generally recommended to inspect your siding regularly and clean any mold growth as soon as it appears to prevent it from spreading or causing damage. If you’re not sure how often you should clean mold off siding, you can always contact a siding contractor near you to consult on what maintenance schedule will work best for your home. 

The average cost to install stucco siding on a home is around $5,700, with most homeowners paying between $2,200 and $9,100. However, the total cost can range from $750 to as high as $22,750 depending on several factors. On average, you can expect to pay between $7 and $9 per square foot. Key cost factors include the size and complexity of your home, the desired color and texture, labor and material costs in your area, and whether you have a multi-story home. Specific applications have different costs, such as adding stucco over brick ($7 per square foot) or over wood siding ($8.50 per square foot). To save money, you can consider removing the old siding yourself or scheduling the installation during the off-season.

While bleach can be effective in killing mold, it may not fully remove mold stains from siding. Additionally, bleach can be harsh and may damage certain types of siding. It's recommended to use specialized mold cleaners or natural alternatives that are safe for your specific siding material as a part of your regular siding maintenance.