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Depending on the window style and your home's layout, you can install replacement windows from either the inside or the outside. Many installations are done from the inside because it allows for better access and weather protection, but some exterior installs are easier for certain types of siding or trim. The key is choosing the approach that gives you the best access to the frame while keeping the existing structure intact.

New window installation costs range from $300 to $1,500 per window, depending on size, material, and energy efficiency features.

It depends on the insurance company policy, but many companies will offer a discounted rate if you install impact or hurricane windows as they reduce the chance of damage to your home. If you are interested in this perk, make sure to discuss it with your insurance company, as they will likely need your windows to meet certain standards, such as those set by the American Society for Testing and Materials.

In short, it depends. After 20 years, the glass in your windows is less energy efficient, which can cause increased electricity bills. You might also see signs of water damage or natural wear and tear over the years. However, with proper maintenance, some window frames can last up to 50 years, so you may only need to replace the glass to save on energy. 

At the same time, window replacement is a major investment, so replacing the glass in rooms most impacted by outdoor temperatures is one way to avoid going all-in to replace your windows.