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It’s technically possible to install loose-fill cellulose insulation without a blower, but it’s much more time-consuming, tedious, and dangerous. You’ll need to wear the proper protective coverings to handle the cellulose after it’s been doused in boric acid; use a shovel when you can to transport the material from the bag into the wall cavity.

That said, if you purchase cellulose materials at a home improvement store, ask if they rent out blowers for free or at a discounted rate. In many cases, if you buy the material from the store, they’ll rent out the blower at no extra cost.

Ductwork should be wrapped in insulation in certain locations. This includes unconditioned interior parts of the home, such as attics, crawl spaces, basement ceilings, and between floors. Duct joints should also be insulated since they're more likely to leak air than other parts of your system. Building codes in some areas also require ductwork to be insulated.

Yes, insulating ductwork in a crawl space is a worthwhile investment, especially if you live in a colder climate or run your air conditioning for most of the year. Uninsulated ducts can lose up to 30% of their heating and cooling efficiency, which can significantly impact your electricity bill. The project is a relatively small investment and typically only takes a few hours. It's a particularly simple add-on if you are already hiring someone to insulate the entire crawl space. An added benefit is that insulated ducts put off less hot or cold air, making them less attractive to pests.

Excluding carpet, strand-woven bamboo provides excellent underfoot heat. Laminate flooring is also good for insulation and preventing cold feet in the winter. Bamboo tends to work better in climates that have more consistent temperatures, while laminate does a better job at insulating floors in homes that experience more extreme temperature changes, such as the deciduous climates of the northeastern U.S.