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TRUSTED BY RAMONA, CA HOMEOWNERS

  • Average homeowner rating star icon4.4
    Average homeowner rating
  • Verified reviews icon36
    Verified property appraisals reviews

Find Property appraisers in Ramona

Avatar for First Source Appraisal, Inc.
First Source Appraisal, Inc.
4.7(
164
)
Appraisal - Real Estate

Serving Ramona, CA and surrounding areas

Approved

In business since 2004

Free estimates

Emergency services offered

"The price of the appraisal was timely and I received the appraisal quickly. Damon was very polite and honest. he appraisal gave me a good idea what the property was worth."
Conf Room
building
building
Building
Response time7 hrs
Response rate91%
146 neighbors recently requested a quote
Avatar for Fisher Appraisals
Fisher Appraisals
4.5(
63
)
Appraisal - Real Estate

Serving Ramona, CA and surrounding areas

Approved

In business since 2003

Free estimates

Small jobs welcome

"I am very pleased with Fisher Appraisals. The whole process was managed very professionally.The communication was excellent. The scheduled appointment and report were on time. Chuck explained the process and answered all my questions. Calls, text and emails were returned promptly. Chuck was knowledgeable, pleasant and very easy to work with."
  detached residential
 Attached homes
 detached residential
 condo
  detached residential

+2

Response time7 hrs
6 neighbors recently requested a quote
Recommended by95%of homeowners
Avatar for Avion Insights
Avion Insights
4.0(
22
)
Appraisal - Real Estate

Serving Ramona, CA and surrounding areas

Approved

In business since 2006

Free estimates

Customers say: True professional

"Johnny V was wonderful to work with and I received my appraisal in less than one week. I would definitely recommend Avion Insights for all your appraisal needs."
Response time1 day
45 neighbors recently requested a quote
Recommended by94%of homeowners
Avatar for Firstsum Inc.
Firstsum Inc.
5.0(
17
)
Appraisal - Real Estate

Serving Ramona, CA and surrounding areas

In business since 2003

Emergency services offered

Small jobs welcome

"I used David for a family trust appraisal. He was very sensitive to my needs and I deeply appreciated his professionalism. Please consider him for you next appraisal."
La Jolla Home
Recently appraised!
Recently Appraised home
Recently Appraised
Response time12 hrs
Response rate94%
Recommended by100%of homeowners
Avatar for Loya's Cleaning Services
Loya's Cleaning Services
4.4(
110
)
Appraisal - Real Estate

Serving Ramona, CA and surrounding areas

In business since 2012

Free estimates

Credit card accepted

"We had the Loya team in today to do a MUCH needed deep (Spring) cleaning of our house and they were amazing. They did everything that we asked and were very polite and professional. Our windows have never looked this clean. We strongly recommend using this team to clean your house."
Additional Photos
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The Dynamic Duo

+3

Recommended by87%of homeowners
Showing 1-10 of 25
Property Appraiser questions, answered by experts

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

Appraisals can come in above or below the list price or offer price for a property, and where it falls depends on many factors. Those include the condition of the property, the location, and the age of the home, but often, the condition of the market is the biggest determining factor. Where demand is high for properties, buyers compete with each other for homes, which tends to drive up offer prices above where appraisals come in. Where demand is low, you’ll often see the opposite happening.

Whether or not new windows increase property taxes depends on where you live and by how much your upgrade increases your home’s value. Smaller projects likely won’t result in increased property taxes, but it’s always a good idea to err on the side of caution and check. Contact your local county appraisal department for the most accurate information about property taxes in your area. 

The Ramona, CA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.