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Verified Reviews for Property Appraisal pros in Ramona, CA
*The Angi rating for Property Appraisal companies in Ramona, CA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.
*The HomeAdvisor rating for Property Appraisal companies in Ramona, CA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.
Last update on November 25, 2025
Find Property appraisers in Ramona

First Source Appraisal, Inc.
First Source Appraisal, Inc.
In your practice you may need EXPERIENCED APPRAISERS for a Real Estate property that may be the subject of Re-finance, Pre Listing/Selling, Line of Credit, Loan Modification, PMI removal, Tax Dispute, settlement, Various Family Trust and other legal proceeding. Included in the attached Resume are most of the services we are proficiently able to provide you with; We approach our services with due diligence, supportive data and comprehensive arguments in support of our conclusions in a manner that will stand to extreme scrutiny. **Please note, this is not a free service.**
"Excellent…first to respond"
Edward m on April 2024
In your practice you may need EXPERIENCED APPRAISERS for a Real Estate property that may be the subject of Re-finance, Pre Listing/Selling, Line of Credit, Loan Modification, PMI removal, Tax Dispute, settlement, Various Family Trust and other legal proceeding. Included in the attached Resume are most of the services we are proficiently able to provide you with; We approach our services with due diligence, supportive data and comprehensive arguments in support of our conclusions in a manner that will stand to extreme scrutiny. **Please note, this is not a free service.**
"Excellent…first to respond"
Edward m on April 2024

Fisher Appraisals
Fisher Appraisals
I have been providing great quality and affordable appraising services in California since 2003. I know the areas I work in very well and how to correctly estimate the current value of your property. Please call me for questions and types of Appraisals I can do for you. NO APPRAISALS FOR BANK LOANS OR LENDING PURPOSES, UNLESS THE BANK SAYS YOU CAN HIRE ME.... contact me at (760-533-4293). I will give you a very good price for my services and get the appraisal completed and back to you within two days after inspection. Of course, your satisfaction is very important to me. Give me a call and let me show you what I mean, thank you! Chuck Fisher. 760-533-4293 TYPES OF APPRAISALS I CAN DO FOR YOU INCLUDE: ESTATE, PROPERTY TAXES, SALE AND PURCHASE PRICE ESTIMATES, BUYOUTS ECT..
"I am very pleased with Fisher Appraisals. The whole process was managed very professionally.The communication was excellent. The scheduled appointment and report were on time. Chuck explained the process and answered all my questions. Calls, text and emails were returned promptly. Chuck was knowledgeable, pleasant and very easy to work with."
Mike D on October 2025
I have been providing great quality and affordable appraising services in California since 2003. I know the areas I work in very well and how to correctly estimate the current value of your property. Please call me for questions and types of Appraisals I can do for you. NO APPRAISALS FOR BANK LOANS OR LENDING PURPOSES, UNLESS THE BANK SAYS YOU CAN HIRE ME.... contact me at (760-533-4293). I will give you a very good price for my services and get the appraisal completed and back to you within two days after inspection. Of course, your satisfaction is very important to me. Give me a call and let me show you what I mean, thank you! Chuck Fisher. 760-533-4293 TYPES OF APPRAISALS I CAN DO FOR YOU INCLUDE: ESTATE, PROPERTY TAXES, SALE AND PURCHASE PRICE ESTIMATES, BUYOUTS ECT..
"I am very pleased with Fisher Appraisals. The whole process was managed very professionally.The communication was excellent. The scheduled appointment and report were on time. Chuck explained the process and answered all my questions. Calls, text and emails were returned promptly. Chuck was knowledgeable, pleasant and very easy to work with."
Mike D on October 2025

Akrivis Real Estate Valuations
Akrivis Real Estate Valuations
Welcome to the future of real estate valuation solutions with Akrivis. We combine innovation and evolving technology with our exclusive network of photography contractors to deliver accurate real estate valuations in less than five days. No stress, no fuss, just fast and reliable property values.
"Hired to do valuation of a manufactured home - not on land. Gave appraisal comparison properties included land. therefore not an accurate valuation. Thought salesperson understood nuance. "
Melissa P on October 2025
Welcome to the future of real estate valuation solutions with Akrivis. We combine innovation and evolving technology with our exclusive network of photography contractors to deliver accurate real estate valuations in less than five days. No stress, no fuss, just fast and reliable property values.
"Hired to do valuation of a manufactured home - not on land. Gave appraisal comparison properties included land. therefore not an accurate valuation. Thought salesperson understood nuance. "
Melissa P on October 2025

Avion Insights
Avion Insights
We provide outstanding real estate appraisal work in your local area. We have been in business since 2008 and we will provide you with unmatched quality work. We are small and personal, and you can trust the commitment to quality that you'll get with us. We feel that our customers come first; while this is not a new concept it seems to be one that a lot of contractors have forgotten. Give us a call today; we are happy to provide a free estimate and look forward to speaking with you!
"John was quick to respond, arrived on time, did a thorough a walk-through of the property, and got the appraisal back to me as promised. Highly recommend."
John C on March 2024
We provide outstanding real estate appraisal work in your local area. We have been in business since 2008 and we will provide you with unmatched quality work. We are small and personal, and you can trust the commitment to quality that you'll get with us. We feel that our customers come first; while this is not a new concept it seems to be one that a lot of contractors have forgotten. Give us a call today; we are happy to provide a free estimate and look forward to speaking with you!
"John was quick to respond, arrived on time, did a thorough a walk-through of the property, and got the appraisal back to me as promised. Highly recommend."
John C on March 2024

Mike Murgatroy CrossCountry Mortgage
Mike Murgatroy CrossCountry Mortgage
Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org
"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."
joseph v on March 2022
Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org
"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."
joseph v on March 2022

PRIMEX MORTGAGE CORP
PRIMEX MORTGAGE CORP
Founded in 1991, Primex Mortgage Corporation is based in Rockville, Maryland. Our single minded focus is to exceed your every expectation, . . . rate, service, ease of process and your peace of mind . . . and bring your transaction to a stress free conclusion. Once your loan has closed, we will monitor your interest rate for possible improvement, for as long as you are a Primex client. Primex Mortgage Corporation - NMLS #181630 (www.nmlsconsumeraccess.org) Licensed by Maryland Department of Labor, Licensing and Regulation #1976, Virginia State Corporation Commission #MC-780, Washington D.C. Banking Bureau #MLB181630 and State of California Bureau of Real Estate #01503037
Founded in 1991, Primex Mortgage Corporation is based in Rockville, Maryland. Our single minded focus is to exceed your every expectation, . . . rate, service, ease of process and your peace of mind . . . and bring your transaction to a stress free conclusion. Once your loan has closed, we will monitor your interest rate for possible improvement, for as long as you are a Primex client. Primex Mortgage Corporation - NMLS #181630 (www.nmlsconsumeraccess.org) Licensed by Maryland Department of Labor, Licensing and Regulation #1976, Virginia State Corporation Commission #MC-780, Washington D.C. Banking Bureau #MLB181630 and State of California Bureau of Real Estate #01503037

BOE Mortgage
BOE Mortgage
At Bank of England Mortgage, we take pride in being there when our borrowers need us, day and night. Our mission is to deliver total value to our customers. This means competitive rates, STRESS-FREE closings, extensive product knowledge, and a friendly helpful attitude. Since our doors opened in 1898 in England, Arkansas, Bank of England Mortgage has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. We understand you're making a commitment when buying a new home, refinancing or cashing out the equity in your home. You can be certain that we'll do our utmost to answer all of your questions quickly, so you can be confident that you have the best loan to fit your financial goals. Our mortgage professionals stand by ready to give you the personal attention you deserve and treat you with the respect due a valued customer. Bank of England Mortgage is a division of Bank of England. NMLS 418481. Member FDIC. Equal Housing Lender.
"Excellent. Got me the best rate for the lowest costs"
Randy L on August 2019
At Bank of England Mortgage, we take pride in being there when our borrowers need us, day and night. Our mission is to deliver total value to our customers. This means competitive rates, STRESS-FREE closings, extensive product knowledge, and a friendly helpful attitude. Since our doors opened in 1898 in England, Arkansas, Bank of England Mortgage has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. We understand you're making a commitment when buying a new home, refinancing or cashing out the equity in your home. You can be certain that we'll do our utmost to answer all of your questions quickly, so you can be confident that you have the best loan to fit your financial goals. Our mortgage professionals stand by ready to give you the personal attention you deserve and treat you with the respect due a valued customer. Bank of England Mortgage is a division of Bank of England. NMLS 418481. Member FDIC. Equal Housing Lender.
"Excellent. Got me the best rate for the lowest costs"
Randy L on August 2019

Mark Lambert - Realty One Group
Mark Lambert - Realty One Group
It's all about YOU when buying or selling!!! I am totally customer oriented with 32 years full-time experience. Orange Coast magazine's 5-star agent for high quality service and real estate knowledge. If communicating via email, please email directly at [email protected].
"We bought our house in 2001 from Mark Lambert. We then contacted him again back in he middle of feb2018 and after a meeting with our objectives the house was put on the market within 1 week, we had 2 open houses and within the 1st week on the market we had multiple offers and were able to choose one within the first 2 weeks . The close was very rapid within 30 days. Mark also arranged for us to rent back to the new buyers for 90 days which went smoothly allowing us to schedule our move to another state after our kids school year ended. We are getting corporate relocation and Mark put us in touch immediately in March with a local real estate agent in the Phoenix area with long term real estate experience. She is excellent and we were able to buy a new house the same week we close in California. All went very well. Mark also recommended his own contractor to make house repairs and modifications requested by the new buyers. This was a great experience. I would recommend Mark to anyone looking to buy anywhere !"
Celine R on June 2018
It's all about YOU when buying or selling!!! I am totally customer oriented with 32 years full-time experience. Orange Coast magazine's 5-star agent for high quality service and real estate knowledge. If communicating via email, please email directly at [email protected].
"We bought our house in 2001 from Mark Lambert. We then contacted him again back in he middle of feb2018 and after a meeting with our objectives the house was put on the market within 1 week, we had 2 open houses and within the 1st week on the market we had multiple offers and were able to choose one within the first 2 weeks . The close was very rapid within 30 days. Mark also arranged for us to rent back to the new buyers for 90 days which went smoothly allowing us to schedule our move to another state after our kids school year ended. We are getting corporate relocation and Mark put us in touch immediately in March with a local real estate agent in the Phoenix area with long term real estate experience. She is excellent and we were able to buy a new house the same week we close in California. All went very well. Mark also recommended his own contractor to make house repairs and modifications requested by the new buyers. This was a great experience. I would recommend Mark to anyone looking to buy anywhere !"
Celine R on June 2018

Heritage Mortgage
Heritage Mortgage
Heritage Mortgage is a full service company assisting clients through the entire process of financing, refinancing, buying or selling residential property. MISSION STATEMENT: Our goal is to provide every individual with the best possible advice and options to obtain a new home loan or home refinance and to buy or sell a home. We deliver experience, knowledge, and service in an efficient and thorough process. Our reputation is very important and we embrace integrity. NOTE: We do not, and never have, charged fees for credit reports, processing, rate locks, pre-qualification and pre-approval letters, or underwriting fees. ABOUT JOHN ENGSTROM, President Before starting his own company in 1995 in La Jolla, John worked in all aspects of the mortgage and real estate industry as a loan officer for several large banks, a real estate appraiser, and a licensed Realtor. His experience has given him breadth and depth of knowledge in a rapidly changing industry. John serves clients throughout San Diego County, all of California, and can provide references to many other locations throughout the Southwest. ABOUT LYDIA EAST, Vice President After a career in higher education and management consulting, Lydia obtained her real estate license in 2004 and has proven results in buying and selling homes. Her education includes a bachelor’s degree in communication and a master’s degree in business. WHAT YOU CAN EXPECT: As an independent mortgage broker, we have multiple banking institutions to consider in order to ensure that you receive the best rate for your loan. We deal with each client in a straightforward and honest manner – the best rates available, no hidden costs or last minute costs, and swift completion. We will research the options available and provide you with the best advice appropriate for your needs. In real estate transactions, we will listen to your needs and desires and do everything we can to make you satisfied. While we will be your guide and trusted advisor, you should also be prepared to consult your attorney, financial advisor, and/ or accountant if necessary. WHO WE ARE: John and Lydia have been married since 2003 and enjoy golf, collegiate sports, especially USC and Notre Dame football, the March Madness tournament, and fantasy football (John more than Lydia!) We look forward to working with you. ABOUT US: Heritage Mortgage is a full service company assisting clients through the entire process of buying, selling, or financing a primary, secondary or investment home. We are approved to provide HARP1 and HARP2 refinancing of Fannie Mae and Freddie Mac owned properties AngiesList SuperService Award winning 2009, 2010, 2011, 2012 and 2013, 2014.
Heritage Mortgage is a full service company assisting clients through the entire process of financing, refinancing, buying or selling residential property. MISSION STATEMENT: Our goal is to provide every individual with the best possible advice and options to obtain a new home loan or home refinance and to buy or sell a home. We deliver experience, knowledge, and service in an efficient and thorough process. Our reputation is very important and we embrace integrity. NOTE: We do not, and never have, charged fees for credit reports, processing, rate locks, pre-qualification and pre-approval letters, or underwriting fees. ABOUT JOHN ENGSTROM, President Before starting his own company in 1995 in La Jolla, John worked in all aspects of the mortgage and real estate industry as a loan officer for several large banks, a real estate appraiser, and a licensed Realtor. His experience has given him breadth and depth of knowledge in a rapidly changing industry. John serves clients throughout San Diego County, all of California, and can provide references to many other locations throughout the Southwest. ABOUT LYDIA EAST, Vice President After a career in higher education and management consulting, Lydia obtained her real estate license in 2004 and has proven results in buying and selling homes. Her education includes a bachelor’s degree in communication and a master’s degree in business. WHAT YOU CAN EXPECT: As an independent mortgage broker, we have multiple banking institutions to consider in order to ensure that you receive the best rate for your loan. We deal with each client in a straightforward and honest manner – the best rates available, no hidden costs or last minute costs, and swift completion. We will research the options available and provide you with the best advice appropriate for your needs. In real estate transactions, we will listen to your needs and desires and do everything we can to make you satisfied. While we will be your guide and trusted advisor, you should also be prepared to consult your attorney, financial advisor, and/ or accountant if necessary. WHO WE ARE: John and Lydia have been married since 2003 and enjoy golf, collegiate sports, especially USC and Notre Dame football, the March Madness tournament, and fantasy football (John more than Lydia!) We look forward to working with you. ABOUT US: Heritage Mortgage is a full service company assisting clients through the entire process of buying, selling, or financing a primary, secondary or investment home. We are approved to provide HARP1 and HARP2 refinancing of Fannie Mae and Freddie Mac owned properties AngiesList SuperService Award winning 2009, 2010, 2011, 2012 and 2013, 2014.
Phillip Saenkov Realtor
Phillip Saenkov Realtor
I am a dedicated full time real estate professional. I aim to provide a superior level of informed, professional real estate service to my clients. My “hands-on” and “can-do” attitude is what you need to successfully buy and sell real estate in San Diego. My ultimate goal is to sustain a life time relationship with my clients through trust and helping them build wealth through their real estate holdings. Call me today at 858.449.1122
"Phillip has represented us 5 different times. The reason we keep putting our faith in him is he has looked after our interests with skill, knowledge, and 100% dedication. Our last transaction (buying and selling) was a thrill ride! He navigated us through concerns from the buyers of the home we were selling, and all other issues associated with buying and selling real estate honestly and with integrity, always looking for the best way through a complex maze of conversations and counters. All the while Phillip kept a steady look out for the home we now live in (our Dream Home, to be perfectly honest.) The market itself provided it's share of challenges. Phillip was steady and undaunted hosting Open Houses for as long as it took, even when foot traffic (due to the strange 2025 housing market) was limited. Phillip clearly and timely provided explanations and information all the way through to the very end. Often, he would take personal time to reach out to connect with us. He even stayed connected with us during some well deserved personal time jogging around Catalina Island to make certain my wife and I were informed and responsive to the demands of being in escrow. Phillip is kind and very professional, with a good sense of humor, and a keen work ethic. We personally recommend his services to any friends who may, or may someday in the future be in need of a solid and honest realtor."
Chris H on July 2025
I am a dedicated full time real estate professional. I aim to provide a superior level of informed, professional real estate service to my clients. My “hands-on” and “can-do” attitude is what you need to successfully buy and sell real estate in San Diego. My ultimate goal is to sustain a life time relationship with my clients through trust and helping them build wealth through their real estate holdings. Call me today at 858.449.1122
"Phillip has represented us 5 different times. The reason we keep putting our faith in him is he has looked after our interests with skill, knowledge, and 100% dedication. Our last transaction (buying and selling) was a thrill ride! He navigated us through concerns from the buyers of the home we were selling, and all other issues associated with buying and selling real estate honestly and with integrity, always looking for the best way through a complex maze of conversations and counters. All the while Phillip kept a steady look out for the home we now live in (our Dream Home, to be perfectly honest.) The market itself provided it's share of challenges. Phillip was steady and undaunted hosting Open Houses for as long as it took, even when foot traffic (due to the strange 2025 housing market) was limited. Phillip clearly and timely provided explanations and information all the way through to the very end. Often, he would take personal time to reach out to connect with us. He even stayed connected with us during some well deserved personal time jogging around Catalina Island to make certain my wife and I were informed and responsive to the demands of being in escrow. Phillip is kind and very professional, with a good sense of humor, and a keen work ethic. We personally recommend his services to any friends who may, or may someday in the future be in need of a solid and honest realtor."
Chris H on July 2025
The Ramona, CA homeowners’ guide to property appraisals
From average costs to expert advice, get all the answers you need to get your job done.
Home appraisals typically expire in just a few months. Learn how long an appraisal is good for and what factors affect its longevity.

Wondering how to improve the appraisal value of your home? Use these tips to maximize return on investment and boost your property value before you sell.

A home appraisal determines your home’s value and is a necessary part of real estate transactions. Learn who to hire for home appraisals.

FHA loans are backed by the government and come with specific FHA appraisal guidelines and requirements. Learn what an FHA appraisal entails in this guide.

Preparing for a home appraisal and making sure everything is in order can be stressful. Use this home appraisal checklist to make your life easier.

If you’re buying or selling a plot of land, you should know what a land appraisal is, how it works, and what factors can influence your land value.
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