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Fire Pit Installation questions, answered by experts

There are several strategic ways to lower your home insurance premium. The primary one is to shop around and get quotes every few years to make sure you’re getting the best deal. Also, sometimes bundling your auto and homeowner’s insurance will get you a discount on both. Finally, try to keep your credit score up; many homeowner insurance companies use credit scores to generate quotes.

Homeowners insurance can be voided in several scenarios. That can include making too many claims in a short period of time, leaving a home vacant for an extended period of time, renting out a home or room illegally, using a home as a business illegally, and any kind of criminal activity connected to the home.

The National Fire Protection Association (NFPA) says you can place smoke detectors on either the ceiling or the wall, depending on the setup of your room. Since smoke rises, the ceiling makes sense, but if you go with a wall mounting, the alarm should be installed high up—no less than 12 inches from the ceiling. 

After a house fire, you should not reenter your home unless the fire crew has told you it’s safe to do so. In the longer term, you should not attempt to make repairs to the house on your own. Professional crews are trained to clean up after a fire (including smoke and soot damage), dry out any water damage from the firefighter crews, and make the necessary structural, plumbing, and electrical repairs—and this is all likely covered by insurance.

Your smoke detector might be too high in some homes or circumstances to reach yourself. If you feel unsafe getting on a ladder to replace your hardwired smoke detector, call a licensed electrician or local handyman to knock this project off your to-do list. If you have a battery-operated smoke detector, your local fire department can change the batteries or help you replace the detector—just make sure you call the non-emergency number.

In any case, do not let this project go unresolved, as it could turn into a huge safety issue.

The Eastvale, CA homeowners’ guide to fire pit installation services

From average costs to expert advice, get all the answers you need to get your job done.