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Vermiculite insulation that comes from a particular mine before 1990 is likely to contain asbestos. This is particularly true in the U.S. However, not all types of vermiculite insulation contain asbestos. Since you can't detect the presence of asbestos without special equipment, it's best to assume that the insulation contains the dangerous mineral and to either leave it alone or hire a professional to handle it.

The microscopic asbestos fibers do not cause eye irritation, throat irritation, or lung irritation. If you are inhaling fibers, you will not know it. This lack of immediate symptoms is one of the reasons why asbestos is so dangerous. You cannot know for certain if you are inhaling fibers, which is why you must wear safety gear if you could have any chance of an exposure while working.

Asbestos itself does not typically leak from a roof. However, if an asbestos-containing roof is damaged or deteriorated, it can release asbestos fibers into the air. This can occur when the roof is disturbed, such as during maintenance or repairs, or due to weathering over time. Exposure to airborne asbestos fibers can be harmful to health, so it is important to address any damaged asbestos roofs promptly and safely.

No, but it’s common that they do. Gravity furnaces weren’t terribly efficient so wrapping either the ductwork in asbestos, the furnace itself, or both, was something done regularly. This allowed the system to retain more heat. At the time, this greatly enhanced the efficiency of the furnaces but it wasn’t until later that we became aware of just how carcinogenic and dangerous asbestos could be.