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Yes, in some locations, it is required by the National Electric Code (NEC) to have a transfer switch installed for electrical emergencies. In addition to following electrical code, generator transfer switches ensure your home is fully protected during a power outage. By switching the power from the main breaker to the generator breaker, you can seamlessly operate your HVAC, lights, appliances, devices, and more during an emergency. 

While circuit breakers are designed to be reset after tripping, there isn't a strict countdown to when they will fail. The primary danger lies in a breaker tripping multiple times in a short period without allowing the components to cool down. Theoretically, a standard breaker might handle around 50 trips caused by simple overloading. However, this number can be much lower in practice. For instance, a high-current fault could damage a breaker to the point that it needs replacement after only two resets. Repeatedly resetting a breaker that trips frequently exacerbates the underlying problem by causing the electrical components, wires, and the breaker itself to overheat. This can lead to permanent damage, cause the breaker to trip unnecessarily in the future, and increase the risk of an electrical fire. If a breaker trips every few minutes, you should leave it in the 'off' position and call a qualified electrician for an inspection.

With AC wiring, which is the kind most likely you’ll find at home, the black wire is “hot,” and the white is “neutral.” The bare or green wire is considered the safety ground wire. If you encounter DC wiring, it’s relatively easy to tell positive or negative wires apart. red wires are used to indicate positive voltage and black wires indicate negative voltage.

There are a few reasons your lights may be on, but the rest of your electrical outlets and appliances are not working. The first is that while one circuit blew out, the lights may be on another circuit than your other electrical fixtures. Alternatively, your powerless appliances may be plugged into a GFCI outlet that was tripped and needs to be reset. If these issues aren’t responsible for the problem, you may have dead outlets or a wiring issue. Either way, you should contact an electrician to identify and fix the issue.