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A metal roof will last for an average of around 50 years—usually between 40 and 75 years—which is about double the lifespan of an asphalt roof—between 15 and 30 years or 25 years on average. Installing a metal roof is usually more expensive than an asphalt roof, with an average cost of $11,400 compared to the $9,200 for an asphalt roof. However, given that a metal roof costs about 20% more and lasts twice as long, it’s typically well worth the investment and should save you money in the long run.

Generally, magnets do stick to a metal roof, though certain metals may not be magnetic. In that case, you can use self-adhesive hooks designed for outdoor use or plastic clips that hook onto your gutter or the edge of your roof. But if your metal roof is made of steel, aluminum, or copper, you're in luck—those are all magnetic metals.

Costs vary by repair scope, materials needed, and labor, with average repairs ranging from $300 to $1,000, contingent on roof size.

You’ll be in the best position to negotiate a hail damage claim if you thoroughly document the damage the hail caused to your property, file a claim immediately, and seek legal advice. It’s a good idea to keep images of your non-damaged property; that way, you have something to compare the damage to. As with many things, talking with a legal representative is the best way to make sure your interests are protected.