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Baseboard heaters are generally safe and efficient, but they can be dangerous if safety precautions are not followed. To ensure safety, do not block the heaters with furniture, drapes, open doors, or other items, and maintain clear space around them for proper heat flow. Regularly check that items have not fallen on or under the units. If you have children or pets, make sure they stay clear of hot heaters to avoid burns. For added safety, consider models with an automatic shut-off feature and have them professionally tested. If a problem occurs with a baseboard heater, always contact a qualified electrician or HVAC professional for repairs.

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

You should schedule a fireplace inspection at least once a year, per the National Fire Protection Association (NFPA). However, this is the minimum requirement even if you’re diligent with fireplace maintenance between uses. If you suspect your fireplace is malfunctioning, schedule one sooner to avoid fire hazards or the release of harmful emissions like carbon monoxide in your home.

Although you can put a smoke detector on a shelf, the NFPA recommends mounting one on the ceiling or a wall (within 12 inches of the ceiling). If you place your smoke alarm on a shelf, ensure it’s away from drafty, damp, or dusty areas and not near cooking appliances, heat sources, or fluorescent lights.