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Whether you can install or repair plaster yourself depends on the project's size and your comfort level with DIY projects. It's possible to handle small repairs on your own, but for larger projects like a room restoration or a full installation, it's often best to hire a local plaster professional. The final appearance, even coverage, and durability of the plaster depend heavily on proper wall preparation and application. If you are not 100% confident in your ability to achieve a professional result, letting an expert handle the job is a worthwhile investment.

Plaster walls typically last between 30 and 70 years, but depending on the quality of the materials and the moisture levels in the building, they can last for over 100 years. With expert application and consistent maintenance, plaster can even last for centuries. To extend its lifespan, it is important to have the plaster professionally installed, address any water damage promptly, and repair small cracks as they appear. Regular inspections by a professional can help identify and address concerning cracks before they become significant issues.

Generally, your homeowner’s insurance might only cover ceiling collapses caused by problems under the coverage, such as a busted pipe. But if the ceiling collapse resulted from owner negligence, maintenance issues, or other reasons excluded by your policy, you could be on your own. Some policies might cover damages caused by the collapse but not the repair itself. Check with your policy carrier for the most accurate information regarding ceiling collapse coverage.

Yes, you can install drywall over plaster, but there are important factors to consider. While it can create a smooth, flat surface, it is often not the best approach. Installing drywall over plaster will increase the wall's thickness, which can cause issues with existing window and door frames that may no longer fit. You might also need to adjust power outlets to keep them accessible. A better, though more expensive, option is to remove the old plaster and lath entirely before installing new drywall. Drywalling directly over plaster seals in the old material, and if any problems arise later, you will need to remove both layers down to the structural beams for repairs. Given the potential complications, this job is best handled by professionals.