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Plaster Repair questions, answered by experts

Generally, your homeowner’s insurance might only cover ceiling collapses caused by problems under the coverage, such as a busted pipe. But if the ceiling collapse resulted from owner negligence, maintenance issues, or other reasons excluded by your policy, you could be on your own. Some policies might cover damages caused by the collapse but not the repair itself. Check with your policy carrier for the most accurate information regarding ceiling collapse coverage.

Ceiling-mounted curtains won’t damage the ceiling if they’re installed properly. Using the right anchors or securing the brackets into joists will ensure the curtain weight is properly supported and prevent damage. However, overtightening screws, using weak anchors, or repeatedly removing and reinstalling hardware in the same spot can cause cracking or sagging over time. In that case, you might have to call a pro for ceiling repair.

Venetian plaster is a highly durable wall finish that becomes a rock-like substance once dried, making it last longer than most other wall finishes. Its lifespan can range from decades to centuries, potentially lasting a lifetime. Key factors influencing its longevity include the quality of the initial application, whether it's properly sealed against moisture, and how the wall is maintained and treated (e.g., how often it is touched or bumped). Due to its mineral content, it can also develop a patina over time.

Plaster provides a durable, soundproof, and moisture-resistant finish compared to drywall.

If your home was built before the 1940s and was not remodeled in the past 50 or so years, you probably have plaster walls. Aside from assuming, there are some practical ways to tell if you have plaster walls, including the following: If you knock on the wall and it feels solid, not hollow, if you can’t insert a thumbtack easily, if there are cracks that look like spiderwebs, or if your home has curved, arched, or swirled walls, doorways, or window openings.

If you have an unfinished basement or attic, you could examine the backs of any finished walls to check, too.

The Delta, UT homeowners’ guide to plaster repairs

From average costs to expert advice, get all the answers you need to get your job done.