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With its breathability and flexibility, lime plaster is among the most durable of all plaster types. It's also fire-resistant and has a proven track record, as people have been using it for thousands of years.

However, all plaster types will last for many years with the right care and treatment. Proper preparation and installation will also help ensure your plaster walls look great for as long as possible.

Only use spackle on plaster walls when the imperfection is small. It’s best used for nail holes or small dings in the plaster. Spackle dries quickly, allowing you to continue the repair process shortly after using it. Plaster can be tricky to repair, though, so if you run into issues, call a pro so that you don’t risk further damage.

Generally, your homeowner’s insurance might only cover ceiling collapses caused by problems under the coverage, such as a busted pipe. But if the ceiling collapse resulted from owner negligence, maintenance issues, or other reasons excluded by your policy, you could be on your own. Some policies might cover damages caused by the collapse but not the repair itself. Check with your policy carrier for the most accurate information regarding ceiling collapse coverage.

You can repair plaster ceilings yourself after the cause of the ceiling damage has been addressed. However, the repair can easily take 5 hours and can be slightly challenging for those without previous experience. If you do decide to flex your DIY muscle, have a helper to help hold the ladder and pass you the tools for safety purposes.