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Baseboard heaters are generally safe and efficient, but they can be dangerous if safety precautions are not followed. To ensure safety, do not block the heaters with furniture, drapes, open doors, or other items, and maintain clear space around them for proper heat flow. Regularly check that items have not fallen on or under the units. If you have children or pets, make sure they stay clear of hot heaters to avoid burns. For added safety, consider models with an automatic shut-off feature and have them professionally tested. If a problem occurs with a baseboard heater, always contact a qualified electrician or HVAC professional for repairs.

There are a few things you can look out for to ensure your chimney is safe to use. Check for the following issues:

• Cracks or missing pieces in the masonry of the chimney

• Creosote buildup in the chimney, which is a black, tar-like substance

• Cracks, stains, or scorch marks in the firebox

• Water stains in or around the fireplace

• A broken or stuck damper

Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

No, you can’t completely fireproof a house. There is always a chance that a fire can break out inside or outside your home. Even if most of the home is built with fireproof materials, a long-burning fire can still cause damage. Still, fireproofing efforts can buy you additional time to evacuate and give you a better chance of salvaging your home after a fire rather than needing to rebuild entirely.