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A geothermal heat pump system will take about 10 years to pay for itself, and it has a life span of anywhere from about 25 to 50 years. Installing a geothermal heat pump will cost about $14,250 upfront, but it can reduce your energy bills by around 65% when compared to a conventional HVAC system.

HVAC systems usually last between 10 and 30 years, with most having a lifespan of around 20 years. Factors that impact a unit’s life expectancy include which brand you choose, how often you use it, and how well you maintain it. To make sure yours lasts as long as possible, make sure to keep it clean and schedule an annual service with an HVAC technician.

You need to service an HVAC system about twice per year, with a service including an inspection and basic maintenance. It’s best to schedule maintenance in the spring (after the furnace has been running and before the AC kicks on) and in the fall (after the AC worked hard all summer and before winter’s first chill arrives). 

Regular HVAC services will keep the system working as efficiently as possible, saving you money on utilities and larger repairs. HVAC maintenance costs around $250 per visit, while bigger repairs from forgotten upkeep could cost thousands.

While it's generally safe to stay in a home with a coolant leak if your home is properly ventilated, it's important to have a professional come out to assess the situation right away. You should evacuate your home if you notice any powerful fumes. Additionally, you should leave your home if you are experiencing headaches or dizziness.