Best sump pump installation pros near Mascot, TN

In most cases, standard homeowners insurance policies do not cover damage from a sump pump failure or overflow. Coverage for water damage is often limited to sudden, unexpected events like a burst pipe that was not caused by negligence. To be covered for sump pump issues, you will likely need to purchase a specific rider, endorsement, or additional water backup insurance. If your insurer offers this type of coverage, they may require proof that your sump pump is regularly maintained.

To maintain your sump pump, start by checking it every three to four months to ensure it’s in working order. Clear any debris from the pit because blockages can prevent the pump from operating efficiently. You should also test the pump by pouring a bucket of water into the pit. If it turns on automatically and drains the water, it’s functioning correctly. Inspect the discharge line for clogs, and ensure it directs water away from your home. Once a year, clean the pump itself, and consider having it professionally serviced for optimal performance.

One common reason a sump pump stops working is improper sizing. Different locations need different sizes and power ratings of sump pumps depending on the typical amount of water the pump needs to manage. If your sump pump is too small for the quantity of water, it can overwork and either burn out or reduce the life of the unit. If the pump is too big, it can overwork and burn out early. 

The most common cause of a clogged sump pump is natural debris buildup. As water enters the sump pit, it can carry small pieces of debris that build up over time, or the debris can get caught in the filter. If you forget to cover the pit after cleaning the sump pump and pit, debris can also collect in the pit. Corrosion on the metal discharge pipe can also clog the pump. Additionally, if your pipes freeze, it can prevent water from draining properly and cause a clog.