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Stucco questions, answered by experts

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

Yes, professionals can color-match new or repaired stucco to existing finishes to ensure a seamless and uniform appearance. While most providers offer this service, it is recommended to confirm with them beforehand.

Tools include trowels, floats, and patching compounds. Professionals use these for precise and durable repairs.

To maintain stucco, inspect it annually for cracks and clean the surface with a mild detergent. Seal any cracks promptly to prevent water infiltration, and reseal or repaint as needed to preserve its appearance.

Yes, most services include matching the replacement pieces to the existing flooring. Confirm with your contractor.

The Miller, SD homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.

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