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Stucco questions, answered by experts

Homeowners insurance generally won’t cover stucco damage unless it’s caused by a covered event like a storm or fire. You’ll need to pay out of pocket for damage caused by age, wear and tear, lack of maintenance, or faulty installation. Consult your policy for the specifics of what stucco damage is covered and what isn’t.

Repaired stucco requires regular inspections, cleaning to prevent mold or mildew build-up, and timely minor repairs to address hairline cracks. Applying protective sealants can also enhance longevity and maintain its appearance.

German schmear is a durable brick masonry coating. It should last at least a decade or two without flaking or fading, even with minimal maintenance. This makes it an economical option compared to the cost of painting your house exterior, which usually needs to be repainted every five to 10 years to keep it looking its best—thus costing more over the same time period.

Yes, you can screw directly into stucco. Only do so if the item you are installing is a permanent fixture. Drill a pilot hole into the stucco using a masonry or concrete bit, then drive in the screw with a power drill or screwdriver.

Stucco applied over brick can last 30 to 50 years or more when correctly applied and properly maintained. Stucco’s lifespan can be shortened by improper application, incorrectly mixed material, lack of preparation before application, and lack of maintenance. To get the most life out of your stucco siding, keep up with maintenance and repair any damage as soon as you discover it. 

The Redfield, SD homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.