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Stucco questions, answered by experts

The best exterior paint finish for stucco is a flat or low-gloss finish. A high-gloss finish will show imperfections in the stucco and give it a candy-coated look that many homeowners don’t like. The best types of exterior paint to use on stucco are acrylic, masonry, and elastomeric. However, acrylic is recommended because it is both durable and breathable.

Yes, most services include matching the replacement pieces to the existing flooring. Confirm with your contractor.

Many general contractors can handle adding stucco siding, but it’s best to hire a local stucco contractor as you’re more likely to get a clean finish on your stucco siding that maximizes curb appeal. Stucco can be a challenging material to work with, so hiring a professional contractor who has years of experience and specializes in stucco application is advisable. Compare price quotes from at least three stucco contractors in your area to find the right pro for your task.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

Stucco repair can best be described as a patch. It involves identifying the problem and fixing that specific damage with additional stucco. If no mold infiltration or an underlying leak is causing the damage, repair is most likely all you need. 

Remediation, on the other hand, involves removing the existing siding, fixing the underlying cause of the damage, and then reapplying stucco siding for that wall. It’s a more permanent fix that takes longer to complete and, hence, comes with a steeper price tag than repair.

The Mount Vernon, SD homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.