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Stucco questions, answered by experts

While your stucco repair professional can diagnose exactly what needs repair, it can be helpful to know what to look out for in the early stages to avoid significant reconstruction. Some common stucco repairs include: 

  • Cracks

  • Holes

  • Ceiling repair

  • Chimney repair

  • Stucco removal

  • Discoloration

  • Caulking

  • Water damage

  • Foundation repair

All of the components of stucco are non-combustible, so the siding material won’t ignite or spread fire to the interior of your home. However, it also expands and contracts with changes in temperature, so it will crack from long exposure to heat. Eventually, fire will spread through those cracks. Still, stucco is one of the best siding materials for fire protection and can keep you and your family safe for an hour, on average.

To maintain stucco, inspect it annually for cracks and clean the surface with a mild detergent. Seal any cracks promptly to prevent water infiltration, and reseal or repaint as needed to preserve its appearance.

If your windows are losing efficiency from wearing out or experiencing leaks on rainy days, it may be time to consider replacing them. Window replacement costs run between $180 and $410 per window but may be on the higher end for homes with stucco siding since stucco will likely require more time and special tools for replacement.

Homeowners insurance generally won’t cover stucco damage unless it’s caused by a covered event like a storm or fire. You’ll need to pay out of pocket for damage caused by age, wear and tear, lack of maintenance, or faulty installation. Consult your policy for the specifics of what stucco damage is covered and what isn’t.

The Mount Vernon, SD homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.