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Stucco questions, answered by experts

Homeowners insurance generally won’t cover stucco damage unless it’s caused by a covered event like a storm or fire. You’ll need to pay out of pocket for damage caused by age, wear and tear, lack of maintenance, or faulty installation. Consult your policy for the specifics of what stucco damage is covered and what isn’t.

Failing to repair damaged stucco can lead to significant problems. Cracks can grow and deepen, allowing water and moisture to get behind the stucco. This moisture intrusion can cause water damage, structural issues, and mold or mildew growth. Delaying repairs will likely cost more in the long run as the damage worsens, so it's best to repair your stucco as soon as you notice any signs of damage, such as cracks, holes, or discoloration.

While your stucco repair professional can diagnose exactly what needs repair, it can be helpful to know what to look out for in the early stages to avoid significant reconstruction. Some common stucco repairs include: 

  • Cracks

  • Holes

  • Ceiling repair

  • Chimney repair

  • Stucco removal

  • Discoloration

  • Caulking

  • Water damage

  • Foundation repair

Damage is often caused by moisture, impact, or settling. Regular maintenance prevents significant issues.

Solid, unpainted stucco shouldn’t suffer damage from dots of glue used for this task. If the stucco is dirty, you may notice slight marks when you heat and peel the glue away, but these aren’t permanent.

However, not all stucco walls are solid stucco. Some are “faux” stucco with a foam backing. This kind of stucco veneer is more susceptible to damage, including damage from hot glue. We don’t suggest attaching anything to these kinds of stucco walls, so make sure you check the stucco type before starting this project.

The Mount Vernon, SD homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.