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Stucco questions, answered by experts

Cracks in the chimney can be very serious, depending on their location and size. Even small cracks can become serious over time if left unrepaired. Cracks allow heat and moisture to deteriorate your chimney and harmful carbon monoxide gas to seep into your home. Small cracks can often be caulked, while large cracked sections may require full replacement.

Yes, using natural additives and methods that lower impact.

The decision to repair or replace stucco depends on the extent of the damage. For minor issues like small cracks, holes, dirt, stains, or discoloration, a repair is typically sufficient and more cost-effective. These issues can often be resolved with a simple repair, a deep clean, and possibly a new coat of paint. However, for more significant problems such as large cracks, peeling, mold, algae, or structural water damage, a replacement might be necessary. In these cases, it is best to call a professional stucco contractor for an inspection. An expert can assess the severity of the damage, determine if there are deeper issues, and advise whether a repair is adequate or if replacing a section or an entire wall is the more cost-effective, long-term solution.

It typically takes around 30 to 60 minutes for a window pro to replace one window in standard siding types, but a window in stucco will likely take a bit longer because of the density of materials. Custom architectural windows usually require a longer replacement process because of the additional fitting and securing required.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

The Kimball, SD homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.