Q: What makes the Mediterranean style unique?

• <div><p>The Mediterranean style is unique in that it&rsquo;s designed for homes in hotter climates and to maintain a connection with nature. The building materials include stucco siding, clay roofs, and interior tiling with tall ceilings and open floor plans. These all come together to keep the interior cool. The building materials are all natural and tend to have muted earth tones, and the architecture typically allows for easy, open access to the outdoors through large windows and arched doorways. The decor and architecture can range from simple and functional to opulent, depending on the type of Mediterranean home it is.</p></div>

Q: Does homeowners insurance cover stucco damage?

• <div><p>Homeowners insurance generally won&rsquo;t cover stucco damage unless it&rsquo;s caused by a covered event like a storm or fire. You&rsquo;ll need to pay out of pocket for damage caused by age, wear and tear, lack of maintenance, or faulty installation. Consult your policy for the specifics of what stucco damage is covered and what isn&rsquo;t.</p></div>

Question 1

What makes the Mediterranean style unique?

Accepted Answer

•

The Mediterranean style is unique in that it’s designed for homes in hotter climates and to maintain a connection with nature. The building materials include stucco siding, clay roofs, and interior tiling with tall ceilings and open floor plans. These all come together to keep the interior cool. The building materials are all natural and tend to have muted earth tones, and the architecture typically allows for easy, open access to the outdoors through large windows and arched doorways. The decor and architecture can range from simple and functional to opulent, depending on the type of Mediterranean home it is.

Question 2

Does homeowners insurance cover stucco damage?

Accepted Answer

•

Homeowners insurance generally won’t cover stucco damage unless it’s caused by a covered event like a storm or fire. You’ll need to pay out of pocket for damage caused by age, wear and tear, lack of maintenance, or faulty installation. Consult your policy for the specifics of what stucco damage is covered and what isn’t.

Question 3

What’s the life expectancy of stucco?

Accepted Answer

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Properly installed and maintained stucco can last 50 to 100 years, making it one of the longest-lasting siding materials available. This durable material is known for its durability, and as long as you clean and waterproof it regularly and promptly repair any damage, it’ll protect your home for decades to come.

Question 4

What are some common stucco repairs?

Accepted Answer

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While your stucco repair professional can diagnose exactly what needs repair, it can be helpful to know what to look out for in the early stages to avoid significant reconstruction. Some common stucco repairs include:

Cracks
Holes
Ceiling repair
Chimney repair
Stucco removal
Discoloration
Caulking
Water damage
Foundation repair

Cracks
Holes
Ceiling repair
Chimney repair
Stucco removal
Discoloration
Caulking
Water damage
Foundation repair

Question 5

What’s the difference between stucco repair and stucco remediation?

Accepted Answer

•

Stucco repair can best be described as a patch. It involves identifying the problem and fixing that specific damage with additional stucco. If no mold infiltration or an underlying leak is causing the damage, repair is most likely all you need.

Remediation, on the other hand, involves removing the existing siding, fixing the underlying cause of the damage, and then reapplying stucco siding for that wall. It’s a more permanent fix that takes longer to complete and, hence, comes with a steeper price tag than repair.