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Stucco questions, answered by experts

Yes, you can screw directly into stucco. Only do so if the item you are installing is a permanent fixture. Drill a pilot hole into the stucco using a masonry or concrete bit, then drive in the screw with a power drill or screwdriver.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

Stucco is durable, energy-efficient, and low-maintenance, making it a popular choice for exterior finishes.

You should aim to let stucco dry for at least 48 hours before it rains. While misting new stucco and keeping it moderately moist is important for strength and longevity, uncontrolled exposure to rain can lead to weak stucco that doesn’t bond properly. Rain can also affect the stucco finish and the color unevenly, leaving you with less appealing siding.

Damage is often caused by moisture, impact, or settling. Regular maintenance prevents significant issues.

The Aberdeen, SD homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.