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Stucco questions, answered by experts

The average cost of stucco siding is $5,400, ranging from $2,200 to $8,840. Stucco is worth the investment, provided you have the work done by a professional. Not only is stucco an attractive and durable siding material that boosts your home’s curb appeal, but it’s also more energy-efficient than most other siding options, it’s fire-resistant, water-resistant, and more affordable to repair down the road.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

Yes, you can apply the stucco yourself, but it is a time- and labor-intensive project, especially on the exterior of a whole house. DIY stucco is better suited for repairing stucco siding or siding a smaller building, such as a shed or garage. Since most of the cost of stucco siding goes to labor, you can cut down significantly on the total if you’re up for the challenge.

Properly maintained stucco can enhance insulation, reducing energy loss.

Many general contractors can handle adding stucco siding, but it’s best to hire a local stucco contractor as you’re more likely to get a clean finish on your stucco siding that maximizes curb appeal. Stucco can be a challenging material to work with, so hiring a professional contractor who has years of experience and specializes in stucco application is advisable. Compare price quotes from at least three stucco contractors in your area to find the right pro for your task.

The Aberdeen, SD homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.