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Plaster Repair questions, answered by experts

Generally, your homeowner’s insurance might only cover ceiling collapses caused by problems under the coverage, such as a busted pipe. But if the ceiling collapse resulted from owner negligence, maintenance issues, or other reasons excluded by your policy, you could be on your own. Some policies might cover damages caused by the collapse but not the repair itself. Check with your policy carrier for the most accurate information regarding ceiling collapse coverage.

Many services include repainting to match the existing surface. Confirm with your provider.

Installing or repairing plaster on ceilings differs slightly from performing the same motions on a wall. You’ll apply slightly less plaster to lower the overall weight of the ceiling. Wall texturing is common, whereas most ceilings are smooth plaster. Tough coat plaster is strong, meaning you can use less while retaining a solid surface.

Your walls are likely cracking due to fluctuations in the temperature outside. Drywall tends to expand and contract when temperatures and humidity levels change, and this repeated movement can lead to cracks in your walls, particularly around door frames. If you have multiple diagonal cracks, you may want to have your foundation inspected, as cracks can also be a sign of a bigger issue.

Repairing plaster walls or ceilings is almost always worthwhile. It restores the appearance of your home, and if it's an exterior wall, the repair can improve curb appeal and provide a great return on investment when selling. Plaster repairs can also reinforce the wall, preventing minor cracks from spreading, and improve your home’s energy efficiency by fixing gaps in the insulative material, potentially lowering your heating and cooling bills. Additionally, hiring a professional allows them to check if the damage is from a serious underlying issue, such as foundation instability. Catching a problem like this early could save you thousands.

The Howes, SD homeowners’ guide to plaster repairs

From average costs to expert advice, get all the answers you need to get your job done.