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*The Angi rating for Chimney Repair companies in De Smet, SD is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Chimney Repair needs.

*The HomeAdvisor rating for Chimney Repair companies in De Smet, SD is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Chimney Repair needs.

Last update on November 10, 2025

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Chimney Repair questions, answered by experts

Homeowners insurance may pay for chimney repair if the damage type is covered under your policy, such as lightning strikes, heavy storm damage, fallen trees, and unexpected chimney fires. However, if a fire or other damage is caused by poor or improper maintenance, a standard homeowners insurance policy won't cover repairs.

The cost to replace the chimney crown or top is about $1,550 on average. The range varies widely depending on the size of the chimney, the materials used, accessibility, and the extent of the damage. If you suspect a problem with your chimney top, call a professional masonry contractor for an inspection. 

The biggest complaint most homeowners have when it comes to metal roods is this material’s susceptibility to noise, particularly during heavy rain or hail. While some people appreciate the sound, others find it disruptive. Additionally, metal roofs can dent from impacts and may require regular inspections to ensure fasteners remain secure over time.

There are two main issues with metal roofs: the up-front cost and how noisy they can be when it rains. Metal roofs cost close to twice as much as asphalt roofs per square foot, and although you also get more than double the lifespan and more value from them, the initial cost is higher. Metal roofs can also create noise in your living space when it rains, so some homeowners install acoustic panels or insulation under them to reduce noisiness.

Metal shake roofs can last 50 to 75 years or more when properly maintained, compared to 20 to 40 years for a traditional asphalt shingle roof. Be sure to promptly repair damage and keep up with gutter maintenance to help extend the life of your metal roof.

The De Smet, SD homeowners’ guide to chimney repairs

From average costs to expert advice, get all the answers you need to get your job done.

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