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Chimney Repair questions, answered by experts

Yes, most standard policies include storm damage repairs. Your policy may cover some or all of the repairs. The first thing to do after a storm is contact your home insurance agent. If you get any work done before the adjuster arrives, such as covering holes in your roof or windows, keep those receipts for reimbursement.

Yes, you can walk on a standing seam roof, but you should avoid stepping on the seams and instead walk on the flat portions. The seams are thin and provide less traction, and they don’t get direct support from the roof decking underneath, so they’re more likely to dent from added weight.

Installing a metal roof will rarely affect your homeowner’s insurance policy in a negative way, and you might even get a discount on your premium for installing one, depending on your area. Metal roofs can reduce the risk of structural damage from heavy snow, and they stand up better to strong winds and impact, so homeowners in areas that see excessive snowfall or extreme weather may see savings on insurance premiums after installing a metal roof.

Yes, they are often made with recycled materials and offer energy-saving properties.

Regular cleaning, inspecting for peeling or rust, and reapplying coatings every 8-12 years helps maintain durability.

The Brookings, SD homeowners’ guide to chimney repairs

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  • 🌱 "Mow a small front yard"
  • 🛠 "Fix a leaking pipe under the sink"
  • 🏠 "Repair shingles on an asphalt roof"