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*The Angi rating for Chimney Repair companies in Elkton, SD is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Chimney Repair needs.

*The HomeAdvisor rating for Chimney Repair companies in Elkton, SD is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Chimney Repair needs.

Last update on November 30, 2025

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Chimney Repair questions, answered by experts

In the right conditions, a steel roof can easily last 50 years or more. However, your environment and maintenance play a large role in the lifespan of a steel roof. For example, if you live under a large tree that frequently drops limbs, your roof will last much less time. Metal roofs near the sea degrade faster as well due to salt in the air.

24-gauge metal is thicker and will stand up better to impact, so it’s a better option for roofs that will see heavy snow and ice accumulation, hail storms, fallen tree debris, and blown debris. It’s a more expensive option, but it’s worth the added cost for roof longevity in extreme climates. If you live in a more moderate climate and don’t have trees overhanging your roof, 26-gauge metal is suitable and is a more affordable option.

Installing a metal roof will rarely affect your homeowner’s insurance policy in a negative way, and you might even get a discount on your premium for installing one, depending on your area. Metal roofs can reduce the risk of structural damage from heavy snow, and they stand up better to strong winds and impact, so homeowners in areas that see excessive snowfall or extreme weather may see savings on insurance premiums after installing a metal roof.

Homeowners insurance may pay for chimney repair if the damage type is covered under your policy, such as lightning strikes, heavy storm damage, fallen trees, and unexpected chimney fires. However, if a fire or other damage is caused by poor or improper maintenance, a standard homeowners insurance policy won't cover repairs.

There are pros and cons to metal roofs. Some of the benefits of a metal roof include a long lifespan, multiple style options available, and improved energy efficiency in your home. The biggest drawbacks of metal roofing are the higher price tag and the noise. When rain falls on a metal roof, it tends to be louder compared to other roofing materials.

The Elkton, SD homeowners’ guide to chimney repairs

From average costs to expert advice, get all the answers you need to get your job done.

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