Can you add home addition costs to a mortgage?

• <div><p>You can’t add home addition costs to an existing mortgage, but you can include them in a new mortgage if you take out a rehab loan. Rehab loans—FHA-backed 203k loans and conventional rehab loans—are for more than the value of a property, and the excess is meant to cover the cost of a renovation or home addition.</p></div>

Are prefabricated garages worth it?

• <div><p>A prefab, or prefabricated garage, requires far less construction work than one with a foundation and frame, but it’s not nearly as desirable and may not be a worthwhile option. A prefabricated garage won’t be as durable or long-lasting, and it doesn’t provide the same protection for your belongings and vehicles. Plus, you can use a standard garage for more uses—like living space—whereas a prefab garage only serves as a space for storage. Lastly, building a traditional garage will add to your home value, while a prefab garage usually won’t.</p></div>

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Q: Is it possible to finance new construction?

• <div><p>Yes, there are a few different ways you can finance new construction. Some lenders offer new construction loans that cover the building costs and then convert to a standard mortgage once construction is complete. Some custom homebuilders also offer financing options that only require a down payment before you begin the building process. Construction loans are possible, as well, although they typically only cover the building process, and you&rsquo;ll need to pay in full once the house is completed.</p></div>

Q: Is it cheaper to buy a garage or build one?

• <div><p>In most cases, it&rsquo;s cheaper to build a garage, but it depends on how much of the labor you do yourself. If you can do most of it yourself, it tends to be cheaper than buying a prefab garage. But if you hire a contractor to build it, it&rsquo;ll likely end up more expensive than a prefab garage.</p></div>

Q: Is it less expensive to build a garage or buy a kit?

• <div><p>It&rsquo;s typically less expensive to buy a garage-building kit than to build a garage from scratch if you&rsquo;re supplying all the labor. However, unless you are an experienced builder, you will still need to hire pros to install the foundation, concrete floor, and add electrical and plumbing to your garage kit. In that case, it&rsquo;s worth the investment to build a garage through a <a href="https://www.angi.com/nearme/garage-builders/">local garage builder</a> who can coordinate the hiring of other necessary pros.</p></div>

Q: Can you add home addition costs to a mortgage?

• <div><p>You can&rsquo;t add home addition costs to an existing mortgage, but you can include them in a new mortgage if you take out a rehab loan. Rehab loans&mdash;FHA-backed 203k loans and conventional rehab loans&mdash;are for more than the value of a property, and the excess is meant to cover the cost of a renovation or home addition.</p></div>

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Verified Reviews for Pole Barn Building pros in Middlebury, PA

*The Angi rating for Pole Barn Building companies in Middlebury, PA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Pole Barn Building needs.

*The HomeAdvisor rating for Pole Barn Building companies in Middlebury, PA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Pole Barn Building needs.

Last update on November 01, 2025

Reviewed in March 2023
He was paid hourly apparently, him AND his helper, and kept dragging work out. Drywall patch looks terrible. He said he could match it perfectly when he stopped to look it over. You can see the indentations where he put new drywall. Didn’t sand down appropriately. Told me to remud the...
Glenn Dwyer - Lawn Care Snow Removal Handyman
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Reviewed in November 2022
Beware of this contractor, do your homework. Steve is a personable guy and comes across very friendly but doesn't listen, cuts corners, and will defer you to his attorney if you have problems with his work. Our property is now de-valued because he was there. - Water lines all over the building...
Steve Wright & Associate Inc
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Reviewed in March 2019
Carpentry Framing - Repair *** Average rating 2.3 Hired to repair doors and trim on barn style shed. Repaired doors but hung them too low, hinges do not allow doors to close properly. Ramp too low. Trim uneven and not level. Repair an Asphalt Shingle Roof *** Average rating 3.8 Comment: Hired to...
McCauley Construction Services, LLC
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Reviewed in November 2015
Excellent! Our house was built 50 years ago and this company built the new garage with a style and materials that made the new construction look as if it had been built when the house was. They took time to build a quality structure with no short cuts. We are VERY pleased!
D&R Quality Builders Inc
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Reviewed in January 2014
They are honest, caring, prompt, and clean...all things that you don't find in others in this profession all of the time! They became like family to my kids and I trusted them to be at home with my family when I was not there, and my wife was thrilled that she could trust someone. This after...
Banko & Son Remodeling LLC
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Reviewed in February 2013
My family bought a bar with rooms for rent above the bar in July of 2008. At the end of August 2008 my basement had about an inch of water in it so I called One Call Plumbing. They sent someone that night who ran a snake through the drain but got the snake stuck. Because it was getting late...
One Call Plumbing
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Reviewed in August 2010
Charges for services not performed. Does not return calls. Does not adhere to its own description. Uses questionable business practices. Our property has declined in value, our common fees have doubled in 4 years, units no longer sell, grounds look horrible. Buildings are rotting.
PROPERTY GROUP
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Handyman for Multiple Small Project Service

Shed, Barn or Playhouse Building Service

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Handy man

Handy man

Collins Complete Construction

Collins Complete Construction

Swann Construction

Swann Construction

Wolfgong General Contracting LLC

Wolfgong General Contracting LLC

J Phelps General Contracting

J Phelps General Contracting

Raker Builders Co

Raker Builders Co

M & R Remodeling

M & R Remodeling

Trijor

Trijor

Lowry's Restoration Services

Lowry's Restoration Services

S and B Remodel

S and B Remodel

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