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Yes, it is possible to have too much insulation, which can have detrimental effects. While more insulation might seem better for energy efficiency, a home needs to "breathe" or ventilate to release moisture that accumulates inside. Over-insulating can seal a house too tightly, trapping water vapor and leading to several problems, including mold, mildew, and condensation. Homes in warm, humid climates are particularly susceptible to mold, while those in colder climates can experience condensation from temperature fluctuations. Additionally, adding more insulation than the recommended amount for your climate may not provide recoverable energy savings. To avoid these issues, consult a professional insulation contractor who can determine the optimal amount of insulation for your home.

There are several strategic ways to lower your home insurance premium. The primary one is to shop around and get quotes every few years to make sure you’re getting the best deal. Also, sometimes bundling your auto and homeowner’s insurance will get you a discount on both. Finally, try to keep your credit score up; many homeowner insurance companies use credit scores to generate quotes.

Yes, insulating ductwork in a crawl space is a worthwhile investment, especially if you live in a colder climate or run your air conditioning for most of the year. Uninsulated ducts can lose up to 30% of their heating and cooling efficiency, which can significantly impact your electricity bill. The project is a relatively small investment and typically only takes a few hours. It's a particularly simple add-on if you are already hiring someone to insulate the entire crawl space. An added benefit is that insulated ducts put off less hot or cold air, making them less attractive to pests.

There are many reasons one bedroom may be hotter than the rest of the house. The sun will quickly heat a south-facing bedroom with a large window, especially if it lacks quality curtains. If the room has poor insulation, this could let more warm outside air in. Upstairs bedrooms are often hotter than ground-floor rooms because heat rises. Finally, rooms further away from the air conditioning unit may heat up a lot if the system is not properly balanced.