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Generally, the cost of ice dam removal is not covered by homeowners insurance because it is often considered preventable maintenance. However, the damage caused by ice dams is frequently covered. Depending on your policy, this can include interior water damage, roof collapses, and damage to shingles. Coverage for personal belongings affected by leaks may vary. It is important to check your policy details or contact your insurer to confirm what your plan covers. Keep in mind that any damage resulting from a DIY attempt to remove an ice dam will likely not be covered.

Clearing snow from your roof can be a tedious and time-consuming job. Even so, it is extremely important to maintain your roof during the winter months. You can help prevent ice dams and avoid roof collapse.

As a side note, rather than shoveling your roof, you should always use a roof rake to modify the job. Otherwise, call in a professional.

Yes, but it works best with lightweight snowblowers, the single-stage models or electric versions. Also, you need to have a rubberized intake edge on the ground and preferably rubberized auger paddles, not a metal version. Otherwise you may chip or damage the surface as you work. When it doubt, let the snow lie.

You can also use a snow blower on leveled gravel, but only if you carefully adjust the intake height so it doesn’t kick up the gravel and turn it into flying missiles.

Both rock salt and ice melt are naturally occurring salts. Rock salt is sodium chloride, which is the same as table salt. Ice melt products can be made from a combination of salts like magnesium chloride and calcium chloride or can be those salts alone.

Rock salt comes in large crystals, so it helps provide traction on icy surfaces, whereas ice melt products need to be mixed with sand to provide traction. Ice melt products work at lower temperatures than rock salt, so they might be a better choice if you have a harsh winter climate.