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Install Above Ground Pools questions, answered by experts

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

If you wait until fall or winter, you might see sales on pools and pool materials, enabling you to save a good amount on this home improvement project. Sometimes pool servicing companies try to make space for next year’s inventory, or the materials are cheaper when fewer construction projects happen during colder months. 

When you’re winterizing your pool, you need to drain some of the water to prevent cracking and warping from ice. Nonetheless, you should never drain all of the water. Ideally, you’ll lower the water level to anywhere from four to six inches below the skimmer. This will protect the structural integrity of the walls, help prevent your pool liner from warping, and reduce damage from debris.

Pool remodel costs average over $9,000, so what about converting your pool to salt water instead? It is certainly an investment on the front end, but homeowners stand to save money on maintenance by switching to a saltwater pool. You will need to replace the salt cell every five years or so, but you will not have to clean your pool as frequently, either. The smell of chlorine also will not be on your swimsuits or skin, which is a benefit many appreciate.

You don’t need to dilute the baking soda before adding it to your pool. While you can if you want, adding too much water into your pool can throw off your math and chemicals. Your pool’s circulation system will do most of the dissolving work for you, so it’s OK to skip the dilution.

The Vida, OR homeowners’ guide to above ground pool installation services

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