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Install Above Ground Pools questions, answered by experts

It is generally not recommended to place a pool directly on grass. Doing so will kill the grass underneath, and the surrounding lawn may also be damaged by heavy foot traffic and splashes of chemically-treated water. For best results, create a clean, level surface by removing the grass and debris. You can then install a sturdier base using materials like sand, a concrete pad, or solid foam.

Building an inground pool is a job best left to the pros. Excavating the area and building the pool requires heavy equipment and specialized training, and pools have complex plumbing and electrical systems. Unless you’re experienced in these areas, you’re better off hiring a pool contractor to make sure the job gets done safely and correctly. 

A qualified pool contractor who is familiar with local regulations can assess your yard and let you know if it’s feasible to install a pool. Whether or not your yard is suitable for a pool depends on a number of factors, including the size of your yard, the placement of utility lines, your yard’s terrain, and more. It’s a good idea to see if it’s even possible to put a pool on your property before you get too far into planning.

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

The most expensive part of building a pool is typically the excavation and labor, which can account for 25% to 50% of the total project cost. This is particularly true for inground pools that require significant excavation, potentially including the rental of large equipment, and extensive construction labor. In contrast, above-ground pools are generally less expensive as they typically do not require excavation and can be installed much more quickly. Concrete in-ground pools are among the most labor-intensive options.

The Riddle, OR homeowners’ guide to above ground pool installation services

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