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If you’re looking to rot a tree stump fast, potassium nitrate will work far quicker than copper nails. First, drill several holes into the stump using a power drill, then pour potassium nitrate pellets into the holes. Next, add water to help the chemical absorb into the wood, thoroughly soaking the stump to ensure the pellets dissolve and spread evenly. Afterward, cover the stump with a tarp to retain moisture and block sunlight, then place mulch on top to secure it in place.

It is possible to cut down a tree on your property yourself, but it is generally not recommended unless specific conditions are met. You should only consider this project if the tree is small (e.g., under 4-5 inches in diameter and short enough that you don't need a ladder to reach the branches), and you are experienced in handling a chainsaw. The tree must also be located far from any power lines, fences, homes, or other structures. Even for small trees, the work can be dangerous, and it's always advisable to have a spotter to ensure the tree falls correctly and no branches fall on you.

For any tree that is large, requires a ladder to access, or is near electrical lines or structures, you should always hire a professional. Attempting to remove a large tree yourself is extremely dangerous, poses a risk of serious injury, and could result in significant damage to your property.

Before any tree removal, it's also important to check your local and state regulations to ensure the tree is not historic or otherwise protected by your city.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Stump grinding consists of removing the visible part of the stump, but the roots remain intact. Depending on the tree and root system, the roots may still grow after stump grinding. If you are concerned about root growth and damage, you may want to consider having a stump removed completely.