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To ensure an even and unbending surface to lay tiles on, you’ll typically need to put a subfloor under a tile floor. Fiber cement backboards are the most common choice, but using plywood is also possible. Don’t neglect this step, or you could risk water damage and grout or tiles prematurely cracking or crumbling, especially in an area with high foot traffic. 

The reasons not to install flooring underneath a bathtub outweigh the benefits. A properly installed bathtub will keep water from reaching the unprotected subfloor underneath. Installing a tub on top of finished flooring can lead to damage and scratches to the new floor. Also, a small leak from a tub drain may be more difficult to notice if finished flooring impedes water drips.

The lifespan of tile flooring can vary significantly based on the material and maintenance. Generally, tile flooring can last anywhere from 10 to 30 years, but high-quality, well-maintained ceramic tile can last 75 to 100 years. To achieve a longer lifespan, you should clean the tiles and grout regularly, reseal the grout annually, keep the floor dry, and avoid placing extremely heavy items on it to prevent cracking. Choosing a high-quality tile (Grade 1) will also contribute to its longevity.

When working on your bathroom floor tiling, you should always tile the floor first and then refit the toilet afterward. This has both practical and visual advantages—the tile will have a better seal, and the installation will look cleaner.

On the other hand, when you try to cut the tiles to fit around the toilet, you’re putting yourself at a disadvantage. It’s a lot more work, it’s hard to be precise, and mistakes or miscalculations can lead to future moisture damage to the tiling, grout, and subfloor.